1 day ago
Arlington, VA, USAStaff+
Base Salary
$118k - $189k/yr
Responsibilities
- Own and maintain a trusted, AI-crawlable architecture map covering the lending lifecycle, systems, data stores, integrations, and ownership.
- Define the target-state architecture and sequence a modernization roadmap tied to product and business outcomes.
- Establish canonical decisioning data models and vendor-adapter standards for credit bureau, cash-flow, and KYB data.
- Integrate data, analytics, reporting, machine-learning, and model-deployment architecture with the broader enterprise architecture.
- Lead API, event-driven, partner-integration, middleware, security, resilience, observability, and infrastructure architecture standards.
- Run architecture governance through principles, architecture decision records, design reviews, and build-versus-buy and total-cost-of-ownership discipline.
- Partner with product, engineering, data, AI, security, and executive stakeholders to make and communicate architecture decisions.
- Define responsible-AI guardrails for AI-assisted development and model deployment and governance.
- Mentor engineering managers and technical leads and strengthen architectural practices across teams.
Requirements
- 10+ years of experience in software engineering and architecture, including experience as an enterprise or solution architect for complex, high-volume transactional systems.
- Deep AWS cloud-native architecture experience involving containers, serverless systems, event-driven patterns, API management, relational and NoSQL data stores, security, and cost controls.
- Strong data and analytics architecture experience with canonical and semantic models, warehouse and lakehouse patterns, operational-versus-analytical data separation, and integration or adapter patterns.
- Demonstrated experience modernizing legacy production systems using strangler and incremental-migration approaches.
- Experience designing for security, compliance, resilience, disaster recovery, high availability, auditability, and observability, preferably in lending, fintech, banking, insurance, or another regulated industry.
- Strong cross-functional influence and communication skills across product, engineering, data, security, executives, and technical teams.
- Pragmatic, outcome-oriented approach to sequencing work, making decisions, and documenting trade-offs.
- Preferred experience with Salesforce platform architecture and modern lending or core-banking platforms such as Mambu.
- Preferred experience with runtime and framework modernization, PHP major-version upgrades, and microservice decomposition of monoliths.
- Preferred familiarity with Experian, LexisNexis, Plaid, cash-flow providers, model deployment, and model-risk governance.
- Preferred familiarity with Terraform or OpenTofu, AI-assisted development tooling and guardrails, and the TOGAF architecture framework.
Benefits
- Salary range of $117,800-$189,000 annually plus eligibility for up to 10% annual incentive compensation.
- 100% remote for candidates residing in Virginia; Maryland and Washington, DC candidates must be willing to work a hybrid schedule from the Arlington, Virginia office.
- Medical, dental, employer-paid vision, disability, supplemental life, accident, and hospitalization insurance options.
- Flexible spending and lifestyle spending accounts, commuter benefits, and wellness and discount programs.
- Company-paid maternity and parental leave.
- Tuition reimbursement of up to $5,000 annually, conference and career-development opportunities, and travel reimbursement for work-related travel.
- Paid time off, sick time, and a Fidelity 401(k) plan with a 25% company match on contributions up to 6% of annual salary.
About Kapitus
Kapitus provides financing to U.S. small businesses as both a direct lender and a marketplace that connects applicants to a network of funding partners. Its products include working-capital term loans, revenue-based financing, equipment financing, and lines of credit delivered through an online application and broker channels. Founded in 2006 and headquartered in Arlington, Virginia, Kapitus is privately held and part of InterVest Capital Partners.