Responsibilities
- Set the technical direction for Payabli’s model portfolio, including existing transaction- and merchant-risk models and new payments lifecycle models.
- Establish experimentation workflows, model monitoring, drift detection, performance benchmarking, retraining, and incident-response foundations.
- Translate ambiguous payments problems into modeling opportunities and communicate model performance in terms of business impact.
- Own and prioritize the ML roadmap with product, engineering, and risk operations.
- Mentor ML engineers and raise technical standards through influence, example, and durable engineering practices.
Requirements
- Require 8+ years of ML engineering experience, including 4+ years building and shipping production models that drive business decisions.
- Demonstrated ownership of modeling architecture and significant technical decisions through production.
- Breadth across model types and problem framing, with the ability to build models in unfamiliar domains.
- Experience taking models from prototype to production and owning monitoring, retraining, and incident response after launch.
- Deep understanding of precision/recall, operational cost, explainability, latency, and regulatory or compliance tradeoffs.
- Experience establishing ML processes and infrastructure for a growing team.
- Strong technical leadership, coding, design-review, communication, and stakeholder collaboration abilities.
- Comfort working in a fast-moving startup environment with a bias toward shipping.
- Payments, fintech, lending, risk, underwriting, fraud, credit modeling, chargebacks, merchant risk, KYC/KYB, or authorization/routing experience is preferred.
- Familiarity with AWS ML tools such as SageMaker, feature stores, training and inference pipelines, and MLOps tooling is preferred.
- Interest in potentially developing into people leadership is preferred but not required.
Benefits
- Competitive salary and stock options with potential for additional equity as the company grows.
- Flexible PTO and paid parental leave.
- Medical, dental, and vision insurance.
- 401(k), HSA, and pre-tax savings programs.
- Equal opportunity employer committed to a diverse and inclusive workplace.
Tech Stack
Categories
About Payabli
Payabli is the Intelligent Fintech Operating System for software platforms. If you are a software company, you are a fintech company, and Payabli is your operating system. Built by payments industry and SaaS veterans and powered by its own models, Payabli gives platforms everything they need to embed, manage, and monetize financial services through a single developer-friendly API spanning Pay In, Pay Out, and Pay Ops. Intelligence is not a layer on top, it is the foundation, expressed through Amigo™, Payabli's native AI Agent Suite, and a growing set of capabilities that make payment operations smarter and more autonomous. Payabli gives software companies PayFac capabilities without the heavy lift, administrative burden, or cost of becoming a payment facilitator themselves. With PayFac-as-a-Service, embedded payment acceptance and issuance, and intelligent payment operations, platforms turn payments into a meaningful revenue stream while staying focused on their core product. Payabli is backed by world-class fintech investors including QED Investors, Fika Ventures, TTV Capital, and Bling Capital, and was recently named to the Forbes Fintech 50. For more information, visit payabli.com.