Stripe

Staff Software Engineer, Card Issuing and Payments

Stripe
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4 hours ago
San Francisco, CA, USA or New York, NY, USAStaff+
H1B Sponsor

Responsibilities

  • Define and drive technical strategy and multi-year architecture decisions for Stripe Issuing.
  • Design, build, and maintain APIs, backend services, and large-scale systems handling billions of money movement requests.
  • Own technical solutions for authorization flows, spending controls, cardholder management, and card program configuration.
  • Lead infrastructure investments supporting geographic expansion, new card program types, and platform extensibility.
  • Drive cross-functional engineering initiatives from requirements and architecture through launch and post-launch iteration.
  • Make build-versus-reuse decisions and create technical roadmaps balancing delivery with long-term platform health.
  • Debug and resolve critical production issues across services and multiple levels of the stack.
  • Improve engineering standards, tooling, processes, and operational rigor.
  • Advise engineering and product leadership on technical trade-offs and downstream business implications.
  • Mentor and grow senior engineers and contribute to engineering hiring and culture.

Requirements

  • 10+ years of industry software engineering experience with demonstrated staff-level or equivalent scope.
  • Proven experience designing and shipping large-scale user-facing products backed by highly available and financially correct distributed systems.
  • Experience leading cross-functional engineering projects end to end, from requirements through architecture, delivery, and post-launch iteration.
  • Strong API design skills and the ability to create developer-friendly interfaces for complex financial and regulatory requirements.
  • Ability to influence technical direction and align multiple teams without direct authority.
  • Excellent written and verbal communication with technical and non-technical audiences.
  • High ownership and comfort defining ambiguous problems and execution plans.
  • Preferred: experience with real-time transaction processing systems involving authorizations, payments, ledgering, or settlement.
  • Preferred: familiarity with card network protocols, BIN sponsorship models, or issuing bank integrations, including Visa or Mastercard.
  • Preferred: experience with regulated financial services, compliance-aware design, audit trails, financial controls, KYC, or KYB flows.
  • Preferred: background in embedded finance, card-as-a-service, or Banking-as-a-Service platforms.
  • Preferred: experience with high-volume event-driven architectures and their reliability and consistency tradeoffs.
  • Preferred: track record mentoring senior engineers and contributing to engineering hiring and culture.

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Stripe

About Stripe

5,001-10,000 employees

Stripe builds programmable financial services. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Headquartered in San Francisco and Dublin, the company aims to increase the GDP of the internet.

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