8 months ago
Base Salary
$168k - $275k/yr
Responsibilities
- Architect scalable, stateful systems for automated limit management and charge card portfolio optimization.
- Build agents and tools that automate manual Risk decisions and improve operational efficiency.
- Develop high-volume, low-latency Risk controls for new products, customer segments, and geographies.
- Design and build real-time decisioning systems across the full customer tenure on Ramp.
- Translate risk strategies into reliable software in partnership with analysts, data scientists, and product.
Requirements
- At least 2 years of backend engineering experience.
- Proficiency in Python or a comparable backend language.
- Experience with distributed systems and asynchronous frameworks.
- Ability to translate abstract business problems into robust data models and technical specifications.
- Experience building or operating systems with strict auditability, observability, and correctness guarantees.
- Strong ownership and ability to collaborate with Risk Strategy, Operations, Sales, analysts, data scientists, and product.
- Experience with AI/LLMs, financial optimization, defensive programming, feature stores, rule engines, or ML platforms is preferred.
Benefits
- Flexible PTO and unlimited AI token usage
- Centralized home-office equipment ordering, home-office support, and health and wellness stipend
- Budget for intra-office travel and weekly coffee stipend
- Medical, dental, and vision coverage varies by country, with additional regional insurance and care programs
- Retirement plans with employer contributions or matching vary by country
- Parental leave and fertility benefits vary by country
- Pet insurance, in-office meals and refreshments, and relocation support to New York City or San Francisco as needed
About Ramp
Ramp builds a finance operations platform for businesses, combining corporate cards with expense management, bill pay, accounts payable, travel, and accounting automation. Founded in 2019 and headquartered in New York, the privately held company’s systems handle over $200B in annualized spend across 70,000+ companies. Its business model blends card interchange with software that helps finance teams control and automate spending.