Base Salary
$168k - $275k/yr
Responsibilities
- Architect scalable, stateful systems for automated limit management and charge card portfolio optimization.
- Build agents and tools that automate manual Risk decisions and improve operational efficiency.
- Develop high-volume, low-latency Risk controls for new products, customer segments, and geographies.
- Design and build real-time decisioning systems across the full customer tenure on Ramp.
- Translate risk strategies into reliable software in partnership with analysts, data scientists, and product.
Requirements
- At least 2 years of backend engineering experience.
- Proficiency in Python or a comparable backend language.
- Experience with distributed systems and asynchronous frameworks.
- Ability to translate abstract business problems into robust data models and technical specifications.
- Experience building or operating systems with strict auditability, observability, and correctness guarantees.
- Strong ownership and ability to collaborate with Risk Strategy, Operations, Sales, analysts, data scientists, and product.
- Experience with AI/LLMs, financial optimization, defensive programming, feature stores, rule engines, or ML platforms is preferred.
Benefits
- Flexible PTO and unlimited AI token usage
- Centralized home-office equipment ordering, home-office support, and health and wellness stipend
- Budget for intra-office travel and weekly coffee stipend
- Medical, dental, and vision coverage varies by country, with additional regional insurance and care programs
- Retirement plans with employer contributions or matching vary by country
- Parental leave and fertility benefits vary by country
- Pet insurance, in-office meals and refreshments, and relocation support to New York City or San Francisco as needed
About Ramp
Ramp is an all-in-one financial operations platform designed to save businesses time and money. Combining corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and more, Ramp empowers finance teams to do their best work. More than 70,000 companies, from family-owned farms to space startups, have saved $10B and 27.5M hours with Ramp since its founding in 2019. Investors include Founders Fund, Thrive Capital, Khosla Ventures, Sequoia, Greylock, Stripe, Goldman Sachs, Coatue, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company's Most Innovative Companies list and LinkedIn's Top U.S. Startups for over 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine's 100 Most Influential Companies. Visit our website for a full list of US state licenses & disclosures: https://ramp.com/legal/state-disclosures