2 months ago
Responsibilities
- Design and build Nubank’s backend payments gateway for POS and Tap to Pay transactions.
- Develop internal Payment SDKs and gateway capabilities to replace partner-provided functionality.
- Design authorization, routing, clearing, settlement, reversal, offline, and error-handling flows.
- Architect payment systems around NFC, EMV readers, printers, connectivity limits, offline behavior, and latency-sensitive environments.
- Integrate with acquirers, processors, and payment networks while increasing Nubank’s ownership of these interactions.
- Define long-term acquiring and gateway architecture for a 3–5 year roadmap and support new products and geographies.
- Lead design reviews, whiteboard sessions, mentoring, and knowledge-sharing across backend engineering teams.
- Collaborate with embedded and mobile teams, external experts, vendors, and acquirer engineering teams.
Requirements
- Staff-level backend engineering experience designing and operating high-scale, mission-critical systems, or equivalent experience.
- Strong experience with payments, POS, acquiring backends, transaction processing, and acquirer or payment-network connectivity.
- Hands-on experience with ISO 8583 or similar card-payment protocols, including authorization, reversals, settlement, and offline or queued transactions.
- Experience working with POS, embedded, payments, or hardware teams and understanding peripheral, connectivity, offline, and latency constraints.
- Proven experience designing and evolving gateways or switches connected to multiple acquirers or processors.
- Technical leadership experience mentoring engineers, leading design sessions, and defining long-term technical direction.
- Strong communication skills and resilience when handling incidents, complex cross-team situations, and external stakeholders.
- Experience with PCI DSS v4.0 and designing secure Cardholder Data Environment isolation.
- Ability to work in a hybrid model in Brazil and collaborate in English and Portuguese.
- Experience internalizing POS or acquiring stacks, Tap to Pay or SoftPOS solutions, and Brazilian card-present payment regulations is preferred.
Benefits
- Hybrid work in São Paulo or Belo Horizonte, with office attendance 2–3 times per week and at least twice weekly.
- Potential equity opportunity at Nubank.
- Food or meal card, public transportation benefit, and work-from-home allowance.
- Psychological, financial, and legal assistance through NuCare.
- Life, medical, and dental insurance plans.
- NuLanguage language courses and Nucleo learning platform.
- Extended parental leave, daycare allowance, and parental consultancy.
- Gym partnerships, 30 days of paid vacation, and relocation assistance when applicable.
Categories
About Nubank
Nu is one of the largest digital financial services platforms in the world, serving 135 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services. Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns. https://www.youtube.com/watch?v=kwwzcXK2PUo