Base Salary
$172k - $238k/yr
Responsibilities
- Develop and deploy sequential deep-learning and traditional machine-learning models for growth and marketing initiatives.
- Build predictive models from large-scale financial, transactional, and behavioral datasets to improve personalization and member engagement.
- Design and improve infrastructure for training, serving, and monitoring ML and deep-learning systems in batch and real-time environments.
- Partner with Growth & Marketing, Product, and Engineering teams on strategic AI/ML initiatives.
- Generate insights and recommendations to improve growth effectiveness and member experience.
- Contribute to experimentation frameworks, optimization strategies, and scalable ML platform capabilities.
- Identify technology gaps and opportunities for AI/ML solutions with measurable business impact.
Requirements
- Deep expertise building sequential and deep-learning models, particularly for financial or behavioral data domains outside traditional NLP applications.
- End-to-end machine-learning lifecycle experience covering training, experimentation, optimization, deployment, and monitoring.
- Experience developing predictive models with large-scale transactional, financial, or behavioral datasets.
- Hands-on experience with AWS, SageMaker, Kafka, Airflow, Redis, Snowflake, and Spark.
- Strong proficiency in Python and SQL, plus distributed computing and model-training frameworks such as PyTorch and PySpark.
- Experience deploying and maintaining production-grade ML systems with an MLOps mindset.
- Ability to work independently, collaborate cross-functionally, and operate in ambiguous environments.
Benefits
- Four days per week in the office and Fridays from home for employees near an office, with a fully remote program also available.
- Backup child, elder, and pet care plus a subsidized commuter benefit.
- 401(k) match and medical, dental, vision, life, and disability benefits.
- Generous vacation policy and company-wide paid Chime Days.
- Annual wellness stipend and paid community-service time.
- Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
- Access to Maven and up to $15,000 lifetime reimbursement for eligible family-planning expenses.
- In-person and virtual employee events and snack boxes.
Tech Stack
Categories
About Chime
Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things. Since 2012, we’ve grown our team to more than 1300 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level. Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.