Capital One

Full-Stack Engineer 4 (Risk Tech)

Capital One
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1 day ago
Cambridge, MA, USA +2 moreStaff+

Base Salary

$197k - $225k/yr

Responsibilities

  • Lead a portfolio of technology projects and a team of developers building distributed microservices and full-stack systems for regulatory and risk management needs.
  • Develop and deploy cloud-based, AI-powered proprietary risk management solutions with the GRC team and cross-company partners.
  • Use full-stack programming languages, databases, messaging systems, containers, serverless services, and AWS tools to build solutions.
  • Provide technical leadership across Agile teams and establish standards for design, development, and operational excellence.
  • Partner with architects to define service boundaries, integration patterns, and reusable frameworks.
  • Identify opportunities for refactoring, technical debt reduction, and distributed-system performance improvement.
  • Influence long-term technology strategy by evaluating emerging tools and practices in a you-build-it-you-own-it environment.
  • Mentor engineers and contribute to internal and external technology communities.

Requirements

  • Bachelor’s degree or higher in Computer Science or a related quantitative field such as Statistics, Economics, Operations Research, Analytics, Mathematics, or Engineering.
  • At least 4 years of software engineering experience; internship experience does not apply.
  • At least 2 years of experience with public cloud platforms, cloud-based productivity tools, or virtualization technologies.
  • Preferred qualifications include a master’s degree, 7+ years coding with more than two listed programming technologies, and 3+ years with databases and database management systems.
  • Preferred experience includes 3+ years with AWS, GCP, Azure, cloud productivity tools, or virtualization technologies; 4+ years with open source frameworks; and 4+ years creating synchronous and asynchronous APIs.
  • Preferred experience includes 3+ years with CI/CD pipelines, infrastructure as code, automated testing frameworks, Git-based version control, and cloud troubleshooting.
  • Preferred experience includes mentoring engineers, using observability to optimize distributed-system performance, leading cross-functional engineering initiatives, establishing coding standards and design patterns, and using Spec-Driven Development.
  • Experience with interactive AI tooling beyond basic code completion is preferred.

Benefits

  • Capital One offers comprehensive health, financial, and other benefits supporting employee well-being, with eligibility varying by employment status and management level.
  • The role is full-time, eligible for performance-based incentive compensation, and is expected to accept applications for at least 5 business days.
  • The posted annual base salary ranges by location from $179,400 to $225,100, with actual pay determined by work location and reflected in the offer letter.
Capital One

About Capital One

10,000+ employees

Capital One is a U.S. consumer and commercial bank that offers credit cards, checking and savings accounts, auto financing, and lending to small and large businesses. It earns revenue from interest income and interchange/fees across its card and banking products, and develops cloud-based digital services. Founded in 1994, Capital One is publicly traded on the NYSE (COF) and is headquartered in McLean, Virginia.

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