3 months ago
Base Salary
$167k - $231k/yr
Responsibilities
- Design, build, and operate highly available backend services for Upstart’s real-time lending marketplace.
- Develop scalable systems that support rapid experimentation while maintaining production reliability.
- Translate complex business problems into technical solutions with Product, Machine Learning, Capital Markets, and Analytics partners.
- Build platform capabilities supporting marketplace optimization and monetization strategies.
- Improve scalability, observability, and operational excellence for real-time marketplace decision systems.
- Participate in architecture discussions, code reviews, testing, and operational ownership of critical production systems.
Requirements
- Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience.
- At least 5 years of professional software engineering experience building backend or distributed systems.
- Production service development experience with one or more of Ruby on Rails, Python, or Kotlin.
- Experience designing APIs and building scalable distributed systems.
- Experience operating business-critical production services with emphasis on reliability, monitoring, testing, and operational excellence.
- Experience with cloud platforms, preferably AWS, and modern cloud-native application development.
- Experience collaborating across engineering, product, and business stakeholders.
- Preferred experience includes marketplaces, recommendation systems, optimization engines, financial systems, event-driven architectures, Kafka, workflow orchestration, real-time data processing, and platform scalability.
Benefits
- Remote position available across the U.S. and Canada outside Quebec, with East/West Coast time-zone requirements.
- Most teams meet in person once or twice per quarter for 2–4 consecutive days.
- Medical, dental, vision, wellness resources, supplemental Canadian health coverage, and Health Savings Account contributions for eligible U.S. plans.
- 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.
- Employee Stock Purchase Plan for eligible U.S. employees, target bonuses, equity compensation, annual equity grants, paid time off, sick leave, company holidays, and paid family and parental leave.
- Life insurance, disability coverage, fertility and caregiving benefits, Employee Assistance Program, financial wellness resources, annual wellness allowance, and annual productivity allowance.
- Team events, company updates, employee resource groups, catered lunches, and stocked office kitchens.
Tech Stack
Categories
About Upstart
Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.