Senior Lead Architect – Commercial Card Payments Technology
JPMorgan Chase6 hours ago
Base Salary
$152k - $225k/yr
Responsibilities
- Represent Commercial Card platforms or product areas in architecture and technical governance forums.
- Define and influence architecture standards, guardrails, technical patterns, and target-state designs for scalable and resilient payment platforms.
- Evaluate existing and emerging technologies, including AI-assisted development and intelligent platform capabilities.
- Provide technical guidance to engineering teams, product partners, contractors, and vendors.
- Design, develop, review, and debug secure production code, including reference implementations and architectural patterns.
- Influence product design, application behavior, implementation approaches, and intelligent automation decisions.
- Serve as a subject-matter expert and mentor less-experienced engineers while promoting technical excellence and continuous improvement.
Requirements
- Formal training or certification in software engineering concepts and 5+ years of applied experience.
- Strong hands-on experience with system design, application development, testing, and operational stability.
- Advanced proficiency in one or more programming languages, platforms, or architectural styles.
- Solid knowledge of software architecture, application design, and technical processes, with depth in cloud, distributed systems, data, or AI/ML-adjacent architectures.
- Ability to independently solve complex design and functionality problems with limited oversight.
- Practical experience building and operating cloud-native solutions.
- Ability to evaluate emerging technologies, AI-assisted development tools, and automation tools and recommend solutions aligned with architecture goals.
- Experience working in AI-augmented development environments and demonstrated teamwork, inclusion, and mentoring.
- Preferred experience designing or modernizing commercial card or payments systems, including issuing, authorization, clearing, settlement, or posting flows.
- Preferred familiarity with card processors, card networks, tokenization, fraud and risk solutions, ledgers, reconciliation, API-led and event-driven architectures, microservices, asynchronous messaging, and multi-region resiliency patterns.
Benefits
- Competitive total rewards and benefits package, including healthcare coverage, retirement savings, backup childcare, tuition reimbursement, mental health support, financial coaching, and on-site health and wellness centers.
- Additional compensation details are provided during the hiring process; eligible roles may include commission-based pay or discretionary incentive compensation.
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About JPMorgan Chase
JPMorgan Chase provides consumer and commercial banking, payments, credit card, wealth management, and corporate and investment banking services to individuals, businesses, institutions, and governments. The public company (NYSE: JPM) earns revenue from interest, fees, trading, and asset management across operations in more than 100 markets. Headquartered in New York City with roots dating to 1799, it serves retail customers and prominent corporate and government clients through brands including Chase and J.P. Morgan.