OpenFX

Senior Backend Engineer (L5) -Payments

OpenFX
Apply
11 days ago
Bengaluru, IndiaStaff+

Responsibilities

  • Own the technical direction for payment orchestration, corridor and partner integrations, FX and quoting, payment lifecycle modeling, and settlement confirmation.
  • Design a configuration-driven architecture for repeatable launches across corridors including EUR, MXN, COP, and AED.
  • Build regulated safeguarding and transaction-monitoring controls with audit trails suitable for regulators and auditors.
  • Define standards for idempotency, exactly-once effects, consistency under partner failure, safe retries, and backward-compatible API evolution.
  • Own partner resilience through degraded modes, failover, routing, cut-off handling, and reconciliation.
  • Set the reliability and observability bar for payment flows and lead incident response for stuck payments or partner outages.
  • Lead architecture reviews for corridors, partner integrations, and high-risk changes.
  • Mentor senior engineers and contribute to hiring standards.
  • Partner with product, compliance, risk, and banking partnerships to communicate technical trade-offs.

Requirements

  • Significant senior or staff-level backend engineering experience owning complex production systems.
  • Production experience building or operating payment systems involving orchestration, partner integrations, or payment lifecycle systems.
  • Experience integrating external banking, payment, or FX partners and handling production drift, credential changes, undocumented behavior, and outages.
  • Strong judgment regarding failure handling, retries, idempotency, exactly-once effects, and critical data.
  • Deep expertise in distributed systems and reliability, performance, and scalability trade-offs.
  • Excellent technical communication and ability to lead cross-team initiatives without formal authority.
  • Fluency in a modern TypeScript and Node.js backend stack and cloud infrastructure.
  • Preferred experience with cross-border payments, corridor launches, FX, SWIFT, SEPA, or local clearing schemes.
  • Preferred experience with safeguarding, transaction monitoring, sanctions screening, or regulated controls in EMI/PI, PSD2, or MiCAR-style environments.
  • Preferred experience with multi-partner orchestration, durable workflow engines, stablecoin or digital-asset settlement rails, and observability for high-stakes financial flows.

Benefits

  • Competitive salary and benefits package.
  • Equity in a rapidly growing company.
  • Opportunity to work on global financial infrastructure at a fast-paced fintech startup.
  • Collaborative culture emphasizing personal and professional growth.

Tech Stack

Categories

OpenFX

About OpenFX

51-200 employees
Contact me