6 months ago
Base Salary
$168k - $285k/yr
Responsibilities
- Build and evolve backend services that detect and prevent fraud across account access, money movement, and other surfaces
- Develop enforcement and response tooling for identity locks, business locks, payment freezes, and other containment actions
- Improve account-takeover protections through risk-based step-ups, monitoring, targeted friction controls, and MFA surge detection and alerting
- Design and operate observable systems with metrics, dashboards, alerting, and incident and fraud-campaign playbooks
- Strengthen authentication and identity foundations, including roles, permissions, identity state, and related platform primitives
- Own technical design, implementation, rollout strategy, and iteration based on outcome metrics
- Partner with Fraud Ops, Risk Strategy, Security, Product, and Data
Requirements
- 3+ years of software engineering experience or equivalent
- Strong backend engineering fundamentals, including APIs, distributed systems, data modeling, and reliability
- Experience building data-informed detection or decisioning systems, or strong interest in learning the domain
- Production systems experience, including debugging, incident response, instrumentation, and on-call improvements
- Strong cross-functional communication skills and comfort working with product and operations partners
- Preferred: experience in fraud, risk, identity, authentication, authorization, abuse prevention, or security engineering
- Preferred: familiarity with payments rails, card transaction risk, or account security patterns
- Preferred: experience building internal operations tools such as case management, investigation, or enforcement workflows
Benefits
- Flexible PTO
- Unlimited AI token usage
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
- United States: 100% medical, dental, and vision insurance coverage for employees, with partial dependent coverage
- United States: One Medical annual membership
- United States: 401(k) with employer match
- United States: Fertility HRA up to $10,000 per year
- United States: Up to 16 weeks of parental leave at 100% pay
- United States: Pet insurance
- United States: In-office lunch, snacks, drinks, and other perks
- United States: Relocation support to NYC or SF as needed
- Canada: Group medical, dental, and vision coverage through Sun Life
- Canada: Life, AD&D, and disability coverage
- Canada: Fertility drug coverage up to $4,000 lifetime
- Canada: Group Retirement Plan with employer match
- Canada: Up to 16 weeks of parental leave at 100% pay, with additional time available at reduced pay
- Canada: Employee Assistance Program and virtual care through Lumino Health
- United Kingdom: Private medical insurance through Freedom Elite
- United Kingdom: Virtual GP and at-home care via eMed and Livi
- United Kingdom: Workplace pension through Penfold with salary sacrifice option
- United Kingdom: Up to 16 weeks of parental leave at 100% pay, with additional time available at reduced pay
About Ramp
Ramp builds a finance operations platform for businesses, combining corporate cards with expense management, bill pay, accounts payable, travel, and accounting automation. Founded in 2019 and headquartered in New York, the privately held company’s systems handle over $200B in annualized spend across 70,000+ companies. Its business model blends card interchange with software that helps finance teams control and automate spending.