Base Salary
$168k - $285k/yr
Responsibilities
- Build and evolve backend services that detect and prevent fraud across account access, money movement, and other surfaces
- Develop enforcement and response tooling for identity locks, business locks, payment freezes, and other containment actions
- Improve account-takeover protections through risk-based step-ups, monitoring, targeted friction controls, and MFA surge detection and alerting
- Design and operate observable systems with metrics, dashboards, alerting, and incident and fraud-campaign playbooks
- Strengthen authentication and identity foundations, including roles, permissions, identity state, and related platform primitives
- Own technical design, implementation, rollout strategy, and iteration based on outcome metrics
- Partner with Fraud Ops, Risk Strategy, Security, Product, and Data
Requirements
- 3+ years of software engineering experience or equivalent
- Strong backend engineering fundamentals, including APIs, distributed systems, data modeling, and reliability
- Experience building data-informed detection or decisioning systems, or strong interest in learning the domain
- Production systems experience, including debugging, incident response, instrumentation, and on-call improvements
- Strong cross-functional communication skills and comfort working with product and operations partners
- Preferred: experience in fraud, risk, identity, authentication, authorization, abuse prevention, or security engineering
- Preferred: familiarity with payments rails, card transaction risk, or account security patterns
- Preferred: experience building internal operations tools such as case management, investigation, or enforcement workflows
Benefits
- Flexible PTO
- Unlimited AI token usage
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
- United States: 100% medical, dental, and vision insurance coverage for employees, with partial dependent coverage
- United States: One Medical annual membership
- United States: 401(k) with employer match
- United States: Fertility HRA up to $10,000 per year
- United States: Up to 16 weeks of parental leave at 100% pay
- United States: Pet insurance
- United States: In-office lunch, snacks, drinks, and other perks
- United States: Relocation support to NYC or SF as needed
- Canada: Group medical, dental, and vision coverage through Sun Life
- Canada: Life, AD&D, and disability coverage
- Canada: Fertility drug coverage up to $4,000 lifetime
- Canada: Group Retirement Plan with employer match
- Canada: Up to 16 weeks of parental leave at 100% pay, with additional time available at reduced pay
- Canada: Employee Assistance Program and virtual care through Lumino Health
- United Kingdom: Private medical insurance through Freedom Elite
- United Kingdom: Virtual GP and at-home care via eMed and Livi
- United Kingdom: Workplace pension through Penfold with salary sacrifice option
- United Kingdom: Up to 16 weeks of parental leave at 100% pay, with additional time available at reduced pay
About Ramp
Ramp is an all-in-one financial operations platform designed to save businesses time and money. Combining corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and more, Ramp empowers finance teams to do their best work. More than 70,000 companies, from family-owned farms to space startups, have saved $10B and 27.5M hours with Ramp since its founding in 2019. Investors include Founders Fund, Thrive Capital, Khosla Ventures, Sequoia, Greylock, Stripe, Goldman Sachs, Coatue, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company's Most Innovative Companies list and LinkedIn's Top U.S. Startups for over 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine's 100 Most Influential Companies. Visit our website for a full list of US state licenses & disclosures: https://ramp.com/legal/state-disclosures