Chime

Senior Software Engineer, Trust & Safety

Chime
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4 hours ago
Chicago, IL, USA or San Francisco, CA, USASenior
H1B sponsor

Base Salary

$164k - $259k/yr

Responsibilities

  • Drive technical design and architectural decisions while mentoring engineers and fostering cross-functional collaboration.
  • Lead multiple projects from technical direction through execution and support broader team initiatives.
  • Build and maintain robust, low-latency APIs and backend services for Trust & Safety platforms.
  • Serve as a domain expert in platform architecture and make technical decisions for maturing systems.
  • Partner with data engineers, analysts, and product managers to deliver member protection features.
  • Improve platform reliability and performance through system architecture, observability, and automation.
  • Evolve experimentation, policy lifecycle, and ML integration capabilities.
  • Participate in an on-call rotation and respond to incidents outside regular working hours when necessary.

Requirements

  • 5+ years of experience developing software in a production environment at scale.
  • Prior experience serving as a technical lead for a team and complex projects, including architectural decisions, execution coordination, and cross-functional alignment.
  • Proven experience with Ruby on Rails or comparable frameworks.
  • Experience with transactional databases and caching systems.
  • Deep understanding of architectural patterns for large-scale web applications.
  • Commitment to mentoring engineers and fostering team development.
  • Appreciation for maintainable and well-tested code.
  • Experience in fast-paced or early-stage environments is a strong plus.

Benefits

  • Hybrid work policy with four days per week in the office and Fridays from home for employees near an office, plus a fully remote program for eligible employees.
  • Backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
  • Comprehensive health, financial, and wellbeing benefits.
  • Generous vacation policy and company-wide paid days off.
  • 1% of time off to support local community organizations.
  • Annual wellness stipend.
  • Up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
  • Family planning reimbursement.
  • Full-time employees may be eligible for bonuses, competitive equity, and benefits.

Tech Stack

Ruby on Rails

Categories

Chime

About Chime

1,001-5,000 employees

Chime builds a consumer banking app offering checking and savings accounts with a debit card, early direct deposit, fee-free overdraft, and a secured credit-builder card, delivered via partner banks The Bancorp Bank, N.A. and Stride Bank, N.A. It earns primarily from interchange on card transactions rather than monthly fees. Founded in 2012 and based in San Francisco, the company serves millions of U.S. customers and is privately held.

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