Ripple

Senior Staff Software Engineer, Financial Crimes

Ripple
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2 months ago

Base Salary

$236k - $295k/yr

Responsibilities

  • Own the multi-year architectural vision for the compliance control plane, including screening orchestration, resilience and observability, vendor integrations, and decision and data planes.
  • Drive high-ambiguity technical problems such as multi-vendor failover, sub-second real-time decisioning, regulator-grade auditability, and resilience across partial dependency failures.
  • Define integration contracts, resilience patterns, and compliance primitives for adoption by partner engineering teams across organizational boundaries.
  • Translate regulatory obligations and business goals into durable engineering primitives and sequenced technical roadmaps.
  • Anticipate scaling constraints and platform risks and lead initiatives to address them before they become incidents.
  • Partner with Engineering, Compliance, Legal, and Product leadership and represent the platform to auditors, regulators, and external partners.
  • Set standards for observability, alerting, incident response, production ownership, and reliability.
  • Mentor senior and staff engineers and improve design quality through architecture reviews.

Requirements

  • 12+ years of experience building production backend systems.
  • Deep expertise in Java or comparable JVM languages, Go, or Rust.
  • Experience owning architecture for complex distributed systems at scale across multiple teams or organizations.
  • Demonstrated ability to set organizational-level technical direction and drive adoption without formal authority.
  • Strong distributed-systems and resilience design expertise, including failover, graceful degradation, idempotency, and high-throughput real-time decisioning.
  • Strong API design judgment and experience with REST or gRPC.
  • Experience translating regulatory findings, audit obligations, and partner requirements into durable engineering plans and defending those decisions to auditors and examiners.
  • Working knowledge of Kubernetes, observability tooling such as Grafana or OpenTelemetry, and cloud infrastructure, preferably AWS.
  • Experience developing senior and staff engineers and raising an organization’s technical bar.
  • Experience in fintech, payments, identity, or compliance technology is preferred; adjacent high-stakes systems experience is also welcomed.

Benefits

  • Professional development budget and access to a learning environment with experienced industry leaders.
  • Flexible in-office collaboration, with managers and teams deciding which 10+ days per month employees come in.
  • Team offsites, bonding activities, happy hours, and bi-weekly all-company meetings.
  • Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support.
  • Employee giving match and mobile phone stipend.
  • R&R days, generous vacation, wellness reimbursement, and weekly onsite and virtual wellness programming.
  • Industry-leading parental leave and family planning benefits.
  • Catered lunches, stocked kitchens, snacks, beverages, and employee events.
  • Full-time employee benefits apply to this role.

Tech Stack

Categories

Ripple

About Ripple

1,001-5,000 employees

Ripple builds enterprise blockchain-based payments, treasury, and crypto liquidity products for banks, payment providers, businesses, and governments. It licenses software and provides network services that power cross-border transfers (including On-Demand Liquidity using XRP) and offers a CBDC platform for central banks. Founded in 2012 and headquartered in San Francisco, Ripple serves over 300 customers across more than 40 countries.

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