Cardless

Software Engineer - Backend

Cardless
Apply
2 months ago

Base Salary

$165k - $260k/yr

Responsibilities

  • Design and build scalable, secure, and high-performance backend systems and services for Cardless’s financial products
  • Contribute to architectural discussions and platform evolution
  • Own projects from requirements gathering and design through implementation, testing, deployment, and ongoing maintenance
  • Collaborate with product managers, designers, engineers, stakeholders, external partners, risk, and compliance
  • Drive improvements in system reliability, observability, performance, and developer experience
  • Provide technical guidance and thought partnership to engineering peers

Requirements

  • Typically 5+ years of industry experience designing and implementing backend systems and services at scale
  • Strong understanding of distributed systems, APIs, databases, and infrastructure fundamentals
  • Proficiency with a modern backend language and ecosystem, such as Java or Python
  • Track record of delivering complex technical projects end to end with cross-functional collaboration
  • Deep, low-level expertise in one or more backend domains, such as databases, scaling systems, or distributed systems
  • Experience building and maintaining external public-facing APIs is preferred
  • Familiarity with financial systems, reconciliation workflows, or data integrity challenges is preferred
  • Exposure to ML pipelines or feature stores is preferred

Benefits

  • Meaningful startup equity, health, vision, and dental coverage, including 100% primary coverage and 75% dependent coverage
  • Catered lunches
  • $250/month commuter benefit
  • Parental leave
  • Team-building events and happy hours
  • Flexible PTO with a minimum of 15 days off per year
  • Apple equipment
  • 401(k) plan
  • San Francisco, California office location with 5 days per week in office

Tech Stack

Categories

Cardless

About Cardless

11-50 employees

Cardless is the credit card platform for building native credit experiences that cover the full journey — trusted by Coinbase, Bilt, Alibaba, Qatar Airways, and more.