3 months ago
Remote, United StatesMid Level
H1B sponsor
Base Salary
$14k - $187k/yr
Responsibilities
- Design and build scalable backend systems, services, and APIs for Upstart Bank initiatives.
- Deliver reliable software for medium-sized engineering projects in collaboration with senior engineers.
- Translate business, operational, and regulatory requirements into maintainable software.
- Improve reliability, observability, performance, and operational excellence across backend services.
- Contribute to technical design discussions, testing, code reviews, and continuous engineering-quality improvements.
- Partner with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering.
- Take operational ownership while continuously developing technical judgment in an ambiguous environment.
Requirements
- Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience.
- At least 4 years of backend or full-stack software engineering experience.
- Experience building and operating production software systems and scalable services, APIs, or web applications.
- Proficiency in at least one modern programming language such as Java, Kotlin, Python, or Go.
- Strong software design, testing, debugging, and operational ownership fundamentals.
- Ability to work effectively in ambiguous, cross-functional environments.
- Preferred experience in fintech, financial services, payments, or another regulated industry.
- Preferred experience with distributed systems, cloud-native architectures, Kafka, gRPC, backend technologies, system modernization, or backend platform development.
Benefits
- Remote position with East/West Coast time-zone operations and most work possible from anywhere in the U.S.
- Regular team onsites, typically once or twice per quarter for 2–4 consecutive days.
- Base pay, bonus opportunities, and annual equity grants.
- 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.
- Employee Stock Purchase Plan with discounted stock purchase options for eligible U.S. employees.
- Medical, dental, vision, wellness resources, and Health Savings Account contributions for eligible U.S. plans.
- Life insurance, disability coverage, paid time off, sick leave, company holidays, and paid family and parental leave.
- Family-centered fertility, parenthood, and caregiving benefits plus an Employee Assistance Program.
- Financial wellness resources, annual wellness allowance, annual productivity allowance, team events, and employee resource groups.
- Catered lunches and stocked micro-kitchens at Bay Area, Austin, Columbus, and New York City offices.
- Upstart cannot currently hire in Quebec.
About Upstart
Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.