1 month ago
Limassol, CyprusStaff+
Responsibilities
- Own the end-to-end architecture, technology decisions, operation, and technical standards for the SmartVista card processing ecosystem.
- Lead processing engineers, serve as a senior escalation point, coordinate major incidents, and drive post-incident fixes.
- Manage SmartVista vendor relationships, releases, patches, defects, upgrades, and change requests.
- Map processing workflows, identify gaps and manual workarounds, and deliver remediation plans with measurable outcomes.
- Implement card products and services for acquiring and issuing, translate scheme specifications into technical solutions, and lead scheme certification projects.
- Configure and develop SmartVista FrontEnd and BackOffice products, services, and business rules.
- Design and implement monitoring, observability, dashboards, health checks, synthetic transactions, alerting, KPIs, and SLAs across processing and back-office operations.
- Automate reconciliation, settlement, scheme-file exchange, testing, regression, release management, monitoring, and deployment through CI/CD pipelines.
- Deliver AI-driven anomaly detection, intelligent alerting, automated root-cause analysis, and AI-assisted analysis of scheme specifications and authorization messages.
- Maintain technical documentation, test environments, emulators, compliance evidence, and production controls.
Requirements
- At least 6 years of hands-on card-processing experience covering authorization, clearing, settlement, chargebacks, and reconciliation.
- At least 2 years in a senior, lead, or architect role owning a processing platform and leading engineers.
- Strong practical SmartVista FrontEnd and/or BackOffice experience; comparable Way4 or TranzWare experience may be considered.
- Experience improving operational processes, designing controls, and completing remediation plans.
- Visa and Mastercard certification experience and ability to apply ISO 8583, Visa Base I/II, and Mastercard IPM/CIS specifications and rules.
- Hands-on Python, SQL/PL/SQL, Bash, CI/CD, test automation, and API testing experience, including tools such as GitLab CI, Jenkins, and Postman.
- Production experience applying AI or ML, including anomaly detection, LLM-based tools or agents, or AI-assisted analysis and coding.
- Working knowledge of Oracle DB, WebLogic, Linux, REST/SOAP web services, and HTTP.
- Experience with Visa Edit Package, VCX, Mastercard File Express, Mastercard MAX, Visa test systems, and other scheme test tools and emulators.
- Understanding of e-commerce and digital payments, including EMV 3-D Secure, tokenization, VTS/MDES, Apple Pay, Google Pay, recurring payments, and AVS.
- Knowledge of EMV, contactless payments, HSM technology, Thales, key management, and PCI DSS.
- Experience with release and change management in a 24/7 production environment.
- Fluent English at B2+ level for communication with schemes, vendors, and international teams.
Benefits
- Business-critical platform ownership with visible impact on approval rates, stability, and time to market.
- Support and mandate to modernize payment processing with automation and AI.
- Competitive salary and performance-based rewards.
- Paid vacation, sick leave, and public holidays.
- Flexible working hours and modern equipment.
- International team of payments professionals in a fast-growing fintech.
About Unlimit
Unlimit builds a global payments and financial infrastructure platform for businesses, combining payment processing, acquiring, multi-currency corporate accounts, B2B cards, and crypto/digital-asset rails via APIs. It monetizes through payment acceptance and account services, and also offers Banking-as-a-Service capabilities. Founded in 2009 and headquartered in London, it is privately held, with major hubs in London, San Francisco, Singapore, São Paulo, and Mexico City.