Upstart

Software Engineer, Unsecured Installments

Upstart
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12 hours ago
Remote, United StatesSenior
H1B sponsor

Base Salary

$142k - $197k/yr

Responsibilities

  • Own the design, delivery, and long-term maintenance of large frontend and full-stack initiatives using React and TypeScript.
  • Set technical direction for frontend architecture and full-stack patterns while owning a 3–6 month roadmap.
  • Partner with product, design, and backend engineering teams to build scalable borrower-facing experiences.
  • Improve component and API design, state management, performance, testing, observability, and operational rigor.
  • Break down ambiguous problems into testable plans and use data to guide scope, performance, and user-experience tradeoffs.
  • Mentor engineers through code reviews, design reviews, and technical guidance.
  • Contribute to the use of generative AI in engineering workflows and product capabilities.

Requirements

  • Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience, plus 4+ years of professional software engineering experience.
  • Deep proficiency building complex web applications with React and TypeScript, including component architecture, state management, performance optimization, and REST or GraphQL APIs.
  • Full-stack experience building backend services and APIs with a language such as Python, Java, Kotlin, Ruby, or Node.js.
  • Experience independently leading large, business-critical frontend or full-stack projects in production.
  • Ability to work effectively in ambiguous environments with evolving requirements and system boundaries.
  • Strong communication and collaboration skills for explaining technical tradeoffs and aligning product, design, and engineering partners.
  • Preferred experience as a frontend or full-stack technical lead for a product team or business-critical product surface.
  • Preferred experience building scaled consumer-facing products with attention to performance, accessibility, and user experience.
  • Fintech, lending, payments, or other regulated financial-product experience is preferred.
  • Experience with experimentation, A/B testing, feature flagging, generative AI, frontend tooling, testing frameworks, and CI/CD workflows is preferred.

Benefits

  • Remote work within the United States or Canada, with most teams meeting onsite once or twice per quarter for 2–4 consecutive days; Upstart is not currently hiring in Quebec.
  • Base pay, bonus opportunities, annual equity grants, and an employee stock purchase plan for eligible US employees.
  • 401(k) or Canadian Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.
  • Medical, dental, vision, wellness resources, supplemental Canadian health coverage, and eligible US Health Savings Account contributions.
  • Life insurance, disability coverage, paid time off, sick leave, company holidays, and paid family and parental leave.
  • Family-centered fertility, parenthood, caregiving, employee assistance, financial wellness, annual wellness, and productivity programs.
  • Team events, employee resource groups, and catered lunches and stocked micro-kitchens at company offices.

Tech Stack

Upstart

About Upstart

1,001-5,000 employees

Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.

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