
Software Engineer
NinjaHoldings2 months ago
Remote, United States or Chicago, IL, USAMid Level
Responsibilities
- Design, develop, modify, refactor, and integrate software systems while considering service architecture.
- Analyze user needs and determine whether to build new software or modify existing systems.
- Translate business requirements and specifications into usable, scalable software.
- Lead design and code reviews.
- Contribute to team vision, engineering strategy, and roadmap discussions.
- Work with developers, QA, Product Managers, and technical leads on features, performance projects, and complex issues.
Requirements
- At least 3 years of professional experience as a backend software engineer for non-trivial web applications.
- At least 3 years of Ruby on Rails experience.
- Experience building systems from the ground up and addressing design and scaling issues.
- Strong experience with data model design for relational databases.
- Strong SQL experience for investigating complex issues or creating complex reports is a plus.
- Hotwire Turbo, Stimulus, Tailwind, frontend, or DevOps infrastructure experience is a plus.
- Prior FinTech experience is a plus.
- Ability to make technically sound decisions aligned with business goals, break down large initiatives, communicate complex problems, and collaborate across teams.
Benefits
- Flexible paid time off.
- Medical, dental, and vision insurance plans.
- 401(k) with matching contribution.
- Paid family leave.
- Annual wellness and work-from-home subsidies.
- Employee referral program.
- Remote-first culture with a convenient downtown office in the heart of the city.
About NinjaHoldings
NinjaHoldings builds digital banking and consumer lending products for Americans who struggle to access traditional credit, offered through its CreditNinja and NinjaCard brands. The company also sells B2B services under its EDGE brand, providing underwriting, fraud detection, and customer analytics to other firms. Founded in 2017 and headquartered in Chicago, it operates as a privately held fintech focused on U.S. consumer finance.