2 months ago
Base Salary
$204k - $290k/yr
Responsibilities
- Set the medium- and long-term technical strategy for cloud infrastructure, the data platform, core banking configuration, CI/CD, networking, and the Bank-to-Affirm Inc integration.
- Design, build, integrate, and operate ambiguous, high-stakes systems with clear failure domains, monitoring, and runbooks.
- Set standards for code review, design review, examiner-readable documentation, architecture, and engineering practices on a small team.
- Use AI tools and agentic workflows for development, design review, runbook generation, and operations.
- Lead evaluation, integration, operational ownership, escalation, and audit oversight for third-party banking, data, identity, observability, and card-processing platforms.
- Define domain boundaries, data flows, and integration patterns between the bank and Affirm Inc while preserving legal and regulatory separation.
- Partner with Legal, Compliance, Risk, BSA/AML, Finance, and Internal Audit to build compliance into products and systems.
- Establish reliability, observability, alerting, incident-response, and disaster-recovery practices for standalone operation and audit readiness.
- Communicate technical strategy, tradeoffs, and constraints to bank executives, the Bank Board, Compliance, Risk, and engineers across Affirm.
- Mentor engineers, provide feedback, contribute to hiring, and help establish the team's architecture and technical bar.
Requirements
- 8+ years of software engineering experience with staff-level, hands-on ownership of ambiguous, high-stakes systems through launch and operations.
- Fluency with AI-assisted development tools and workflows, including Claude, Cursor, Codex, and agentic workflows.
- Experience building lean engineering systems and applying buy-over-build and default-deny principles.
- Experience setting architecture and multi-quarter technical strategy across engineers and teams.
- Deep systems experience with public cloud infrastructure, infrastructure-as-code, and cloud data platforms, with AWS preferred and Terraform and Snowflake or comparable platforms named as examples.
- Direct experience in banking, payments, securities, healthcare, or another externally examined regulated environment.
- Experience selecting, integrating, and operating significant third-party platforms after launch.
- Ability to communicate technical, regulatory, and operational concepts to executives, boards, non-engineering stakeholders, and examiners, with strong written and verbal communication.
- Prior work in a bank, neobank, Banking-as-a-Service provider, card issuer or processor, or chartered-bank fintech is preferred.
- Experience with a de novo bank launch, early-stage bank buildout, greenfield regulated platform, bank core, card processing or issuer processor integration, or digital bank experience integration is preferred.
- Experience standing up a greenfield cloud organization, IAM model, and data platform under a default-deny security posture is preferred.
- Familiarity with FDIC examinations, GLBA, Reg P, BSA/AML, Reg E, Reg DD, Reg Z, model risk, and third-party risk management is preferred.
Benefits
- 100% employer-subsidized medical, dental, and vision coverage for employees and dependents.
- Flexible spending wallets for technology, food, lifestyle, and family formation.
- Competitive vacation and holiday schedules.
- Employee Stock Purchase Plan.
- Remote-first work arrangement within the country of employment, with occasional office attendance for some proximal roles.
- Reasonable accommodations are available during the interview process.
About Affirm
Affirm provides buy now, pay later installment financing at online and in-store checkout, along with a consumer app and virtual card, for shoppers and merchants. It monetizes through merchant fees and interest on select loans, with no late fees. Founded in 2012 and headquartered in San Francisco, Affirm is a public company listed on NASDAQ that powers payments for thousands of ecommerce retailers.