Clara

Senior Backend Engineer — Risk

Clara
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2 hours ago
São Paulo, Brazil +2 moreSenior

Responsibilities

  • Design and build services for credit risk assessment, credit-limit management, underwriting, and fraud prevention.
  • Own integrations with credit bureaus and external data providers, abstracting them behind resilient internal APIs.
  • Build reliable, high-volume event-driven flows from signal ingestion through risk decisions using Kafka.
  • Maintain and evolve microservices within a modern architecture.
  • Collaborate across the full product lifecycle from ideation through deployment.
  • Lead technical initiatives, architectural discussions, and cross-team problem-solving.
  • Elevate the team through code reviews, pairing, and knowledge sharing.
  • Apply AI tools to improve development speed and team workflows.

Requirements

  • 5+ years of backend development experience.
  • Strong Java and Spring Boot foundation.
  • Strong understanding of microservices architecture and event-driven systems using Kafka.
  • Familiarity with cloud platforms, preferably AWS, and modern development tooling.
  • English proficiency sufficient to lead technical discussions across geographies.
  • High autonomy, proactivity, ownership, and ability to drive initiatives independently.
  • Active interest in experimenting with AI tools and applying them to software development.
  • Experience building credit risk, underwriting, or fraud-prevention systems in fintech is preferred.

Benefits

  • Competitive salary and stock options (ESOP) from day one.
  • Annual learning budget and accelerated development paths.
  • English is the working language, with Spanish and Portuguese used daily.
  • High talent-density team focused on impact in Latin America.

Tech Stack

Categories

Clara

About Clara

501-1,000 employees

CLARA Analytics builds AI-driven software to help property and casualty insurers and self-insured organizations manage claims, reduce litigation risk, and improve provider selection and outcomes. Its products are sold on a subscription basis and integrate with existing claims systems to deliver triage, severity prediction, and workflow insights. The company was founded in 2016 and is headquartered in Santa Clara, California.

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