Xero

Engineer - Payments Platform

Xero
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1 day ago
Vancouver, CanadaSenior

Responsibilities

  • Build reusable payment capabilities supporting multiple products, payment providers, payment methods, and regions.
  • Develop payment orchestration and provider integrations with clear system boundaries.
  • Build foundations for customer onboarding, know-your-business verification, entity management, risk, and compliance.
  • Strengthen reconciliation, dispute handling, and internal ledger capabilities for accurate and traceable financial events.
  • Support bill payments and incoming and outgoing money flows with reliability, security, and observability.
  • Own backend engineering problems from implementation through testing, deployment, observability, and ongoing service operation.
  • Make pragmatic architectural decisions and collaborate with engineering, product, and operational partners.
  • Apply AI and automation to reduce manual effort while maintaining appropriate controls and human oversight.

Requirements

  • Strong backend software engineering experience and a track record of building and operating reliable production services.
  • Understanding of distributed systems, service boundaries, consistency, resilience, and failure handling.
  • Practical experience with transactional data where correctness, integrity, and traceability are essential.
  • Ability to solve ambiguous problems, make architectural trade-offs, and improve or replace existing systems appropriately.
  • Ownership of automated testing, deployment, observability, and ongoing service operations.
  • Clear communication and effective collaboration across engineering, product, and operational teams.
  • Interest in using AI tools for engineering productivity and exploring controlled automation.
  • Experience in payments, financial systems, or other accuracy- and auditability-critical environments is valuable but not required.

Benefits

  • Hybrid work in Vancouver, with one to two days per week in the office and flexibility to work from home on other days.
  • Permanent employees are eligible for annual bonus and equity programs, with possible performance-based cash or RSU incentives depending on role level and company performance.
  • Health, wellness, and retirement programs, wellbeing days, generous leave, and professional development budgets.

Categories

Xero

About Xero

5,001-10,000 employees

Xero builds cloud-based accounting software for small businesses and their advisors, covering invoicing, bank reconciliation, payroll, expenses, and reporting. It sells subscriptions and supports an extensive ecosystem of connected bank feeds and third‑party apps via APIs and an app marketplace. Founded in 2006 and headquartered in Wellington, New Zealand, Xero is a public company dual‑listed on the NZX and ASX.

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