3 days ago
Toronto, CanadaSenior
Base Salary
$130k - $135k/yr
Responsibilities
- Lead end-to-end product architecture for core banking solutions covering data migration, deposits management, and general ledger management.
- Translate complex business requirements into modular, scalable, secure, and compliant system designs.
- Guide engineering and product teams on integration patterns, migration strategies, data quality, governance, and architectural standards.
- Shape deposits capabilities for account lifecycles, transactions, interest calculations, and fee handling.
- Design general ledger frameworks covering posting rules, reconciliation controls, reporting structures, and regulatory requirements.
- Analyze performance and scalability metrics for transaction-heavy deposits and payments flows and define tuning, capacity, and resilience strategies.
- Collaborate with cards and payments experts to extend interoperable product architecture and unified customer journeys.
- Mentor senior engineers and product partners on architecture practices, design principles, and documentation.
- Partner with risk and compliance teams to embed controls, logging, and validation into core product flows.
- Coordinate release planning and architectural readiness for non-travel-day-shift deployments.
Requirements
- Extensive experience architecting enterprise solutions for data migration, deposits management, and general ledger management using structured methodologies and industry-standard patterns.
- Strong understanding of banking and financial concepts including account structures, transaction processing, reconciliation, and reporting; cards and payments exposure is advantageous.
- Hands-on knowledge of integration approaches, data modeling, and migration strategies across heterogeneous systems.
- Experience documenting architecture decisions, creating solution diagrams, and defining scalability, security, availability, and maintainability requirements.
- Proven ability to collaborate with product managers, engineers, and operations teams in large multinational environments.
Benefits
- Extended group health plan through Manulife, prescription drug coverage, and virtual healthcare through TELUS Health Virtual Care.
- TELUS Virtual Pharmacy, mental health and counseling services, Employee Assistance Program, Mental Health Ally Program, life insurance, and AD&D insurance.
- Leave of absence and disability support programs, wellbeing resources, events, and champion networks.
- Group Registered Pension Plan with employer matching contributions for associates on Canada payroll.
- Group Registered Retirement Savings Plan and competitive group investment rates through Manulife.
Categories
About Cognizant
Cognizant is a public IT services and consulting firm that designs, builds, and runs enterprise technology, including digital engineering, cloud modernization, data/AI, and managed services. It sells consulting, systems integration, and outsourcing on multi-year engagements to large enterprises in healthcare, banking, retail, communications, and manufacturing. Founded in 1994 and headquartered in Teaneck, New Jersey, Cognizant is NASDAQ-listed (CTSH) and a Fortune 500 company.