PayJoy

Staff Software Engineer - Payments

PayJoy
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8 months ago

Base Salary

$310k - $324k/yr

Responsibilities

  • Identify, prioritize, and solve technical challenges affecting business growth.
  • Architect and implement scalable backend solutions, patterns, and frameworks for use across engineering teams.
  • Identify system-wide solutions, guide teams, and ensure technical work meets business goals and standards.
  • Mentor junior engineers and foster a culture of learning and collaboration.
  • Drive continuous improvement across the platform and engineering processes.
  • Make key technical decisions and build critical payment services in a hands-on role.

Requirements

  • Bachelor’s degree in computer science, software engineering, or a related technical discipline.
  • 12+ years of software engineering experience in a fast-paced, high-growth environment.
  • Strong backend development expertise with proficiency in Python.
  • Experience with cloud platforms such as AWS, GCP, or Azure.
  • Knowledge of relational and NoSQL databases, distributed systems, and system design principles.
  • Strong written and verbal communication skills, including the ability to present technical concepts to non-technical stakeholders.
  • Ability to collaborate through code review, pair programming, mentoring, and cross-functional teamwork.
  • Desirable experience with mobile technologies, mobile payment systems, fraud and identity in fintech, and large-scale systems serving millions of users.

Benefits

  • Company-funded health insurance for the employee and immediate family.
  • Company-funded employee life and disability insurance.
  • Annual co-working travel and professional development perks.
  • Monthly commuter benefit.
  • 401(k) contribution, subject to IRS limits.
  • Headphone benefit, home office equipment allowance, wellness perks, and catered lunches.
  • 20 paid vacation days and unlimited sick leave.
PayJoy

About PayJoy

1,001-5,000 employees

PayJoy builds smartphone-enabled secured credit for underserved consumers in emerging markets, offering point-of-sale smartphone financing and card/credit products, and licensing its device-locking and machine-learning underwriting technology to retailers and financial partners. Founded in 2015 and headquartered in San Francisco, the privately held Public Benefit Corporation operates across multiple countries. Customers use the phone itself as collateral, enabling access to formal credit and structured repayment over time.

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