PayJoy
PayJoy builds smartphone-enabled secured credit for underserved consumers in emerging markets, offering point-of-sale smartphone financing and card/credit products, and licensing its device-locking and machine-learning underwriting technology to retailers and financial partners. Founded in 2015 and headquartered in San Francisco, the privately held Public Benefit Corporation operates across multiple countries. Customers use the phone itself as collateral, enabling access to formal credit and structured repayment over time.
Open Positions at PayJoy
7 open positions
Build and deploy AI-powered applications and workflow automations that reduce manual work and improve business efficiency at PayJoy. This role bridges business needs with applied AI, LLM, and automation technologies while ensuring reliable production operation.
PayJoy is seeking a Senior Software Engineer to build scalable payment and credit applications using Django, Vue.js, PostgreSQL, and Python. The role focuses on backend services, APIs, distributed systems, and high-volume transactional software while mentoring other engineers.
Senior Software Engineer responsible for building PayJoy’s credit products, locking technology, partner APIs, and data-driven services across the frontend and backend. The role combines hands-on full-stack development with database design, feature ownership, mentorship, and collaboration across global engineering teams.
Senior Software Engineer building PayJoy’s credit products across frontend, backend, databases, and partner APIs. The role combines full-lifecycle feature development with mentorship and ownership of customer-facing financial technology.
Automation Engineer building AI-powered customer experience solutions across nine countries through APIs, chatbots, IVR systems, and low-code workflows. The role combines PHP/Python development with conversational AI, automation, and cross-functional delivery.
PayJoy is seeking a Senior Software Engineer to build full-stack applications supporting its cell phone-locking system, financial products, internal tools, and partner integrations. The role combines frontend and backend development with architecture, code quality, debugging, and cross-functional collaboration.
PayJoy is seeking a Staff Software Engineer to lead technical foundations and build scalable backend payment services for millions of users. The role combines hands-on system design and development with technical leadership, mentoring, and cross-functional influence.