3 months ago
Base Salary
$167k - $231k/yr
Responsibilities
- Build and improve product features that expand access to Upstart’s Auto Secured Personal Loan product and support origination growth.
- Design and deliver customer-facing funnel improvements, eligibility logic, and workflow automation.
- Develop durable, scalable engineering solutions for future secured lending product expansion.
- Partner with product, operations, risk, and engineering teams to evaluate customer experience, risk, complexity, and speed-to-market tradeoffs.
- Contribute to technical direction by identifying implementation risks, improving execution standards, and communicating decisions.
- Support high-quality delivery through system design, testing, observability, and cross-functional alignment.
Requirements
- Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, plus 4+ years of software engineering experience.
- Experience designing, building, testing, and deploying production software systems.
- Experience developing customer-facing product features, platform capabilities, or backend services in production.
- Experience collaborating with product management, design, analytics, operations, legal, or compliance partners.
- Experience making technical tradeoffs involving reliability, maintainability, scalability, and delivery timelines.
- Knowledge of consumer lending, fintech, marketplaces, or regulated product environments is preferred.
- Experience with conversion funnels, eligibility systems, decisioning workflows, or operational automation is preferred.
- Ability to address ambiguous product and technical problems using data, judgment, and clear communication.
- Experience influencing technical direction and aligning stakeholders without direct authority is preferred.
Benefits
- Digital-first remote work available in the US and Canada, with most teams meeting onsite once or twice per quarter for 2–4 consecutive days.
- Target bonuses, annual equity grants vesting quarterly, and competitive base pay.
- 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.
- Medical, dental, vision, wellness resources, and Health Savings Account contributions for eligible US plans.
- Employee Stock Purchase Plan for eligible US employees.
- Life insurance, disability coverage, paid time off, sick leave, company holidays, and paid family and parental leave.
- Family-centered fertility, parenthood, and caregiving benefits plus an Employee Assistance Program.
- Financial wellness resources, annual wellness allowance, and annual productivity allowance.
- Team events, company updates, employee resource groups, catered lunches, and stocked micro-kitchens at offices.
Categories
About Upstart
Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.