8 days ago
São Paulo, BrazilSenior
Responsibilities
- Design and build onboarding for non-SumUp customers, including KYC and Open Finance account and income-data integrations.
- Lead the technical relationship with the Open Finance repayment-integration partner alongside the Bank squad.
- Build the core lending product end to end, from credit assessment through servicing and collections.
- Connect Open Finance data to underwriting models to support fast and reliable credit decisions.
- Set technical direction and make high-impact architecture decisions with minimal guidance.
- Coach mid-level and entry-level engineers.
- Partner with the Bank squad, Compliance, and the external Open Finance partner on Brazilian regulatory requirements.
Requirements
- Approximately six years of software engineering experience designing and owning complex distributed systems end to end.
- Strong knowledge of Open Finance or Open Banking integrations from work in a bank, fintech, or other regulated financial product.
- Strong Golang backend development experience.
- Confidence working in another language such as Java, Kotlin, Python, or Ruby.
- Ability to identify ambiguity, evaluate tradeoffs, and drive decisions without perfect information.
- Interest in building a new product from scratch and exploring unfamiliar territory.
Benefits
- Collaboration with a diverse global team of more than 3,000 people across over 90 countries, including global off-sites and hackathons.
- Collaborative culture emphasizing diversity, innovation, and teamwork.
- Career growth through work on large-scale fintech products used by millions of businesses.
- Health plans, meal vouchers (VR), Zenklub, Wellhub, life insurance, childcare allowance, and more.
- Annual R$ 10,000 budget for education, certifications, and conferences.
- 30 additional days off through the Break4Me program after three years at SumUp.
- Participation in a virtual stock program with company shares.
About SumUp
SumUp builds card readers, point-of-sale apps, and payment tools for small businesses, along with accounts, invoicing, and online checkout. It sells hardware and earns fees on payment processing and subscriptions for software and services such as invoicing and loyalty. Founded in 2012 and headquartered in London, the company serves more than 4 million merchants across 30+ markets, and offers options like payment links and Tap to Pay.