Lead Cloud Software Developer - (AWS / AI / Real Time Payment Systems)
BMO Financial Group24 hours ago
Toronto, CanadaStaff+
Base Salary
$70k - $150k/yr
Responsibilities
- Design and develop secure, cloud-native AWS serverless applications and event-driven microservices for real-time payment processing.
- Build integrations for Real-Time Payments, SWIFT, ACH, Open Banking, and ISO 20022 payment ecosystems.
- Implement secure REST APIs, asynchronous messaging, payment orchestration, and transaction lifecycle management.
- Optimize services for high availability, active-active architectures, fault tolerance, disaster recovery, scalability, and sub-second performance.
- Drive the software development lifecycle, including requirements translation, technical specifications, coding, testing, documentation, maintenance, and release management.
- Build CI/CD pipelines and Infrastructure as Code using GitHub Actions and AWS CDK.
- Manage source repositories, branching strategies, pull requests, version controls, and release governance.
- Provide production support, incident resolution, troubleshooting, root cause analysis, observability, and problem management.
- Apply security, logging, error-handling, performance, regulatory, and risk-management standards.
- Evaluate new technologies and support resiliency, chaos engineering, and AI-assisted engineering initiatives.
Requirements
- 5-7+ years of software development and relevant experience, with a post-secondary degree in a related field or an equivalent combination of education and experience.
- At least 3 years of AWS cloud development experience and 2 years of serverless architecture experience.
- Experience with financial services, payments, fintech, or banking environments.
- Experience building event-driven architectures, distributed systems, and mission-critical high-volume transaction systems.
- Strong experience with AWS serverless services, Python, TypeScript, Node.js, REST APIs, OpenAPI/Swagger, OAuth2, JWT, microservices, and databases.
- Experience with GitHub Enterprise, GitHub Actions, GitHub Copilot, branch protection, pull request reviews, CI/CD automation, and AWS CDK.
- Preferred experience includes Real-Time Payments, ISO 20022, Open Banking APIs, payment hub platforms, PCI-DSS compliance, resiliency, and chaos engineering.
- AI-related preferred experience includes OpenAI APIs, AWS Bedrock, prompt engineering, AI-assisted coding, AI-powered testing, code review automation, and AI-based payment operations.
- AWS Certified Developer Associate and GitHub Foundations certifications are required; AWS Solutions Architect, AWS DevOps Engineer, GitHub Actions, and AWS AI Practitioner certifications are recommended or required as specified.
Benefits
- Health insurance, tuition reimbursement, accident and life insurance, retirement savings plans, and other rewards and perks are offered.
- The position is salaried with the employer's stated pay range of $70,000.00-$150,000.00.
About BMO Financial Group
BMO Financial Group is a publicly traded North American bank offering personal and commercial banking, wealth management, and capital markets services to consumers, businesses, and institutions. Founded in 1817 and headquartered in Toronto, it operates in Canada and the United States, including BMO Bank N.A. in the U.S. The company is listed on the NYSE and TSX under the symbol BMO.