5 months ago
Base Salary
$167k - $231k/yr
Responsibilities
- Build and improve borrower-facing systems supporting Home Lending applications, decisioning, and closing
- Own production quality for critical borrower flows, including reliability, observability, error reduction, and on-call support
- Partner with Product, Design, Data and Machine Learning, Servicing, and Operations on complex lending workflows
- Lead technical design and implementation for multi-quarter projects that improve conversion, satisfaction, and product quality
- Make technical tradeoffs balancing near-term delivery with long-term maintainability
- Improve team execution through code reviews, technical guidance, documentation, and practical engineering standards
Requirements
- Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent, and 4 years of professional software engineering experience
- Experience building and maintaining production software systems for consumer-facing web applications
- Experience with backend or user interface engineering in a production environment
- Experience owning production systems, including operational support, incident response, or on-call responsibilities
- Experience independently driving multi-quarter engineering projects from technical design through delivery
- Knowledge of financial technology, lending, home lending, or other regulated consumer finance products is preferred
- Experience with application funnels, borrower journeys, customer journeys, or other high-volume conversion flows is preferred
- Ability to use product metrics, funnel data, error rates, and engineering judgment to prioritize technical work
- Ability to improve complex live systems incrementally while delivering new product capabilities
- Ability to influence cross-functional partners through clear technical recommendations and thoughtful tradeoff discussions
Benefits
- Remote work within the U.S., with most teams meeting in person once or twice per quarter for 2–4 consecutive days
- Base pay, bonus opportunities, and annual equity grants
- 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
- Employee Stock Purchase Plan with discounted stock purchase options for eligible U.S. employees
- Medical, dental, vision, wellness, supplemental health, and Health Savings Account benefits
- Life insurance, disability coverage, paid time off, sick leave, company holidays, and paid family and parental leave
- Family-centered fertility, parenthood, and caregiving benefits and an Employee Assistance Program
- Financial wellness resources, annual wellness allowance, and annual productivity allowance
- Team events, company updates, employee resource groups, and catered office lunches and stocked micro-kitchens
Categories
About Upstart
Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.