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Chime

Software Engineer, Credit Risk Platform

Chime
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about 3 hours ago
San Francisco, CA, USA
Mid Level / Senior
H1B Sponsor

Base Salary

$133k - $184k/yr

Responsibilities

  • Design, develop, test, and maintain backend services and internal tools for risk strategy.
  • Contribute to reusable platform primitives for launching new credit products.
  • Build and improve workflows for Credit Risk teams to adjust strategies.
  • Integrate third-party data sources and implement data validation.
  • Add instrumentation, dashboards, and alerts for key risk signals.
  • Collaborate with senior engineers to learn best practices.
  • Identify reliability and scalability improvements and drive them to completion.

Requirements

  • 3+ years of software development experience in a production environment.
  • Experience with Ruby on Rails or comparable frameworks.
  • Familiarity with relational databases and caching systems.
  • Understanding of distributed systems fundamentals.
  • Strong appreciation for maintainable, well-tested code.
  • Comfort in cross-team collaboration to clarify requirements.
  • Interest in data-driven systems and integrating external data sources.

Benefits

  • In-office work policy with flexible remote options.
  • In-office perks including backup care and subsidized commuter benefits.
  • Competitive salary based on experience.
  • 401k match and comprehensive medical, dental, vision, life, and disability benefits.
  • Generous vacation policy and company-wide paid days off.
  • Annual wellness stipend for eligible expenses.
  • Up to 24 weeks of paid parental leave for birthing parents.
  • Access to family planning tools with significant reimbursement options.
  • Engaging in-person and virtual events for team connection.

Tech Stack

Ruby on Rails

Categories

BackendData Engineering