Upstart

Software Engineer II, Marketplace Optimization

Upstart
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3 days ago
Remote, United StatesMid Level
H1B sponsor

Base Salary

$142k - $197k/yr

Responsibilities

  • Design, build, and operate scalable backend systems for real-time marketplace decisioning, matching, offer selection, and monetization.
  • Build platform capabilities for experimentation with allocation strategies, marketplace economics, and monetization approaches.
  • Develop reliable and observable services that balance availability, latency, correctness, and operational simplicity.
  • Partner with Product, Machine Learning, Pricing Engineering, Data Science, Capital Markets, and Lending Partnerships on technical solutions.
  • Make architectural decisions that simplify systems, reduce coupling, and create reusable marketplace capabilities.
  • Use Generative AI tools for implementation, testing, debugging, documentation, and learning while maintaining ownership of technical decisions, security, code quality, and correctness.

Requirements

  • Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent, and 2 years of software engineering experience.
  • Experience designing, building, and operating scalable backend or distributed systems in production.
  • Experience developing production services with one or more modern backend programming languages.
  • Experience operating business-critical systems with testing, monitoring, incident response, and root cause analysis.
  • Experience designing production systems where reliability, availability, observability, and correctness are critical.
  • Preferred: experience with marketplaces, financial systems, recommendation or matching engines, optimization systems, or experimentation platforms.
  • Preferred: knowledge of low-latency, high-throughput distributed system design and architecture.
  • Preferred: experience integrating machine learning or data-driven decisioning into production systems.
  • Preferred: experience with Ruby, Ruby on Rails, Python, or Kotlin.
  • Preferred: ability to navigate ambiguous technical and business problems, evaluate tradeoffs, and collaborate across teams.

Benefits

  • Remote role available from the USA or Canada, except Quebec; most teams meet in person once or twice per quarter for 2–4 consecutive days.
  • Base pay, bonus opportunities, and annual equity grants.
  • Retirement savings plans with a company match of $2 for every $1 contributed, up to $15,000 annually.
  • Medical, dental, vision, wellness resources, supplemental Canadian health coverage, and eligible US Health Savings Account contributions.
  • Life insurance, disability coverage, paid time off, sick leave, company holidays, and paid family and parental leave.
  • Family-centered fertility, parenthood, and caregiving benefits plus an Employee Assistance Program.
  • Financial wellness resources, annual wellness allowance, and annual productivity allowance.
  • Employee Stock Purchase Plan for eligible US employees, team events, employee resource groups, and office perks.

Tech Stack

KotlinPythonRubyRuby on Rails

Categories

Upstart

About Upstart

1,001-5,000 employees

Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.

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