9 days ago
London, United KingdomEntry Level
Responsibilities
- Build and maintain backend services spanning the lending lifecycle, from customer onboarding and affordability assessment through loan payout and collections.
- Contribute to the full software development lifecycle, including design, testing, code review, and deployments.
- Write and debug clean, well-tested Python and Java code with guidance from senior engineers.
- Collaborate with Product, Design, and internal users to understand requirements and deliver software.
- Troubleshoot and resolve customer-impacting system issues as part of a supported business-hours team rota.
- Write and improve SQL queries against Postgres databases.
- Gradually take ownership of platform components as experience develops.
- Build and improve frontend features in React while developing full-stack skills.
Requirements
- 0–2 years of professional software engineering experience or equivalent experience from a degree, bootcamp, internships, or personal projects.
- Working knowledge of Java and Python, including the ability to write and debug code in both.
- Hands-on experience building frontend interfaces with React.
- Understanding of data structures, object-oriented design, and unit testing.
- Familiarity with SQL and relational databases, plus Git for version control.
- Interest in fintech and financial products, strong attention to detail, problem-solving ability, and a methodical debugging approach.
- Ability to learn quickly, navigate a large evolving codebase, take initiative, communicate clearly, accept feedback, and work collaboratively.
- Willingness to work across backend services, databases, and frontend systems.
- Ability to work from the London office at least three days per week.
- Preferred: experience with async Python or FastAPI; familiarity with AWS, GCP, Azure, or Docker; and knowledge of lending products or Open Banking.
Benefits
- Hybrid working with a minimum of three days per week in the London office.
- Equity ownership in the company.
- 25 days of annual holiday plus 8 bank holidays.
- Two paid volunteering days per year.
- One month of paid sabbatical after four years.
- Employee loan.
- Free gym membership through WellHub.
- Team wellness budget for activities such as yoga, tennis, or bouldering.
Tech Stack
Categories
About Abound
Abound is a UK consumer lender that uses Open Banking data and AI to underwrite personal loans of £1,000–£20,000 with terms up to five years. It lends directly to consumers and evaluates overall financial health rather than only credit scores; Abound is a trading name of Fintern Ltd, an FCA‑authorised firm founded in 2020 and headquartered in London. The company has issued over £1.3bn in loans and reached profitability about 2.5 years after launch.