4 hours ago
São Paulo, Brazil +2 moreStaff+
Responsibilities
- Own payments initiatives end-to-end, from customer and operational discovery through production delivery.
- Design architectures, service boundaries, data models, event flows, and consistency guarantees for money movement systems.
- Set technical direction and roadmaps for Payments domains, including ledger, idempotency, and reconciliation patterns.
- Build and operate backend systems with Java, Spring Boot, PostgreSQL, event streaming, observability, and production-grade reliability.
- Contribute hands-on to React and TypeScript interfaces covering pending, failed, reversed, and disputed payment states.
- Lead design and code reviews, establish engineering standards, and mentor engineers.
- Use parallel AI agents for scaffolding, code generation, testing, specifications, debugging, and operations while enforcing review and data-protection guardrails.
- Collaborate with Product, Design, Operations, Compliance, and engineering teams in English.
Requirements
- 8+ years of experience building robust production systems and owning architectures used by other engineers.
- Deep hands-on fintech infrastructure experience in production, including Pix, digital accounts, boletos, and Open Finance payment flows.
- Experience with Pix concepts including SPI/DICT, QR/BR Code, devolução, MED, limits, fraud controls, Pix Automático, or Pix parcelado.
- Experience with digital-account onboarding, KYC/KYB, PLD-FT, ledger and balance modeling, holds, and blocks.
- Experience with boletos, registradoras, CNAB 240 remessa/retorno, baixa, settlement, and reconciliation.
- Production experience shipping Open Finance consents and payment-initiation flows.
- Applied knowledge of idempotency, retries, outbox patterns, sagas, event-driven design, and consistency tradeoffs.
- Hands-on experience with Kafka or another message broker, plus tracing, metrics, SLOs, alerting, and operational runbooks.
- Deep Java and Spring Boot expertise with strong PostgreSQL, API design, concurrency, and performance-tuning skills.
- Hands-on React and TypeScript experience shipping production user interfaces.
- Experience with Docker, Git, cloud platforms, and security and privacy practices including tokenization, PII/LGPD, and OAuth2/OIDC.
- Ability to build systems from zero, demonstrate product judgment, communicate clearly, push back constructively, and work cross-functionally.
- Professional English proficiency at B2 or higher.
- Experience using AI across discovery, design, implementation, review, debugging, and operations, including guardrails, parallel agents, spec-driven prompting, and review evaluations.
Benefits
- Remote-first work arrangement.
- Competitive salary and stock options from day one.
- Annual learning budget and accelerated development paths.
- English is the working language, with Spanish and Portuguese used daily.
- High-ownership, inclusive team environment focused on impact in Latin America.
Tech Stack
Categories
About Clara
CLARA Analytics builds AI-driven software to help property and casualty insurers and self-insured organizations manage claims, reduce litigation risk, and improve provider selection and outcomes. Its products are sold on a subscription basis and integrate with existing claims systems to deliver triage, severity prediction, and workflow insights. The company was founded in 2016 and is headquartered in Santa Clara, California.
