iwoca

Full Stack Engineer - Operations Engineering Team

iwoca
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2 months ago
London, United KingdomMid Level

Responsibilities

  • Design and build full-stack services supporting customer communication, underwriting, collections, notifications, and account management workflows.
  • Translate operational needs into reliable automation that reduces manual effort.
  • Modernise and evolve system architecture while managing scalability, dependability, and maintainability trade-offs.
  • Own projects end to end, from understanding initial problems and shaping solutions through delivery and iteration.
  • Collaborate with stakeholders and communicate complex technical topics clearly to influence engineering decisions.
  • Use code reviews and design sessions to promote strong engineering practices and staff user experiences.
  • Use data or metrics to assess whether changes achieve their intended effect.

Requirements

  • Proven experience designing and building backend systems with Python and working across front-end codebases, particularly React or TypeScript.
  • Daily practical use of AI tools such as Cursor or Claude Code for boilerplate, research, or development workflows.
  • Experience with relational databases, ideally PostgreSQL or similar, including performance and maintainability considerations.
  • Ability to anticipate technical challenges and improve systems supporting complex workflows.
  • Track record of taking work from an initial problem through delivery, including solution shaping, trade-offs, and iteration.
  • Strong communication skills for explaining complex technical topics and influencing team decisions.
  • Familiarity with scaling systems or working on internal tools and platforms used by large operational teams is a bonus.
  • Experience with Django, FastAPI, React, CI/CD pipelines, deployment workflows, or data-driven evaluation is a bonus.

Benefits

  • Hybrid working in London with flexible working hours.
  • Medical insurance from Vitality, including discounted gym membership.
  • Choice of a dedicated dental plan or a health cash plan.
  • Private GP service for employees, partners, and dependents.
  • 25 days’ holiday, a birthday day off, the option to buy or sell five additional days, and unlimited unpaid leave.
  • One-month fully paid sabbatical after four years.
  • External counselling and therapy sessions.
  • 3% pension contributions on total earnings.
  • Employee equity incentive scheme.
  • Generous parental leave and nursery tax benefit scheme.
  • Electric car scheme and cycle to work scheme.
  • Two company retreats per year.
  • Learning and development budget, company-wide talks, and access to platforms such as Treehouse.
  • London, Leeds, Berlin, and Frankfurt offices with drinks and snacks, plus employee community events.

Tech Stack

iwoca

About iwoca

501-1,000 employees

iwoca provides working capital loans, credit lines and B2B payment options to small businesses in the UK, delivered online and via partner integrations. It earns interest and fees on lending and also offers an API for embedded finance. Founded in 2012 and headquartered in London’s West End, the privately held company says it has provided funding to over 100,000 businesses.

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