Base Salary
$164k - $227k/yr
Responsibilities
- Design, develop, test, and scale backend and front-end features for membership benefits, rewards, and engagement experiences.
- Build and iterate on APIs and UI components for Chime’s mobile app.
- Own projects end-to-end, including architecture, implementation, and ongoing code health.
- Partner with product, design, data science, and cross-functional stakeholders to define experiments and ship impactful solutions.
- Identify opportunities to improve system reliability, performance, and scalability.
- Contribute to technical excellence through mentorship, code reviews, and best practices.
Requirements
- At least 5 years of software development experience in a production environment at scale.
- Proven experience with Ruby on Rails or comparable frameworks.
- Proficiency with modern front-end technologies such as React, React Native, or TypeScript-based frameworks.
- Experience with transactional databases, caching systems, and API design.
- Comfort working across the full stack and understanding how system components fit together.
- Experience with experimentation frameworks and data-driven product development is a plus.
- Strong collaboration and communication skills, including cross-functional experience.
- Product mindset with a focus on experimentation, iteration, and measuring impact.
Benefits
- Hybrid in-office policy with four days per week in the office and Fridays from home for employees near an office, with a fully remote program also available.
- Backup child, elder, and pet care plus a subsidized commuter benefit for in-office employees.
- 401(k) match and medical, dental, vision, life, and disability benefits.
- Generous vacation policy and company-wide paid Chime Days.
- Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
- Annual wellness stipend and access to Maven with up to $15,000 lifetime reimbursement for eligible family-planning expenses.
- One percent of time off to support local community organizations and access to in-person and virtual employee events.
Tech Stack
Categories
About Chime
Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things. Since 2012, we’ve grown our team to more than 1300 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level. Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.