Solutions Architect – Payments
Oversea-Chinese Banking Corporation Limited1 day ago
Singapore, SingaporeSenior
Responsibilities
- Lead end-to-end solution architecture for payment capabilities across initiation, processing, clearing, settlement, exception management, reconciliation, notification, enquiry, and reporting.
- Design payment solutions for domestic, cross-border, real-time, and high-value payment flows while meeting business, regulatory, security, resiliency, scalability, performance, availability, and operational requirements.
- Drive payment modernization and migration initiatives, including target architecture, domain decomposition, coexistence design, migration roadmaps, cutover strategy, data conversion, and rollback planning.
- Produce architecture and design artefacts such as context diagrams, component diagrams, sequence flows, integration patterns, deployment views, non-functional requirements, security considerations, and architecture decision records.
- Define detailed designs using domain-driven design, bounded contexts, API-first integration, event-driven architecture, microservices, messaging patterns, and reusable platform capabilities.
- Design for high availability, throughput, low latency, idempotency, duplicate handling, message ordering, retries, reconciliation, observability, and disaster recovery.
- Identify architecture deviations, technical debt, design risks, and implementation constraints, and drive resolution through governance forums.
- Provide hands-on guidance to engineering teams on complex design, integration, coding, performance, reliability, and production issue resolution.
- Share payment domain knowledge, architecture patterns, engineering practices, and lessons learned across teams.
Requirements
- Preferably 7+ years of experience in technology solutioning, solution architecture, or application architecture, with strong banking and payment systems exposure.
- At least 3 years of hands-on experience with microservices architecture, Java, Spring Boot, messaging such as MQ or Kafka, container platforms such as Kubernetes or OpenShift, and databases.
- Experience with domestic and cross-border payment rails, real-time payments, high-value payments, SWIFT messaging, ISO 20022, payment status tracking, and customer communication use cases.
- Strong understanding of the payment lifecycle, including initiation, validation, enrichment, routing, screening, authorisation, clearing, settlement, posting, notification, reconciliation, and exception handling.
- Strong analytical, problem-solving, risk assessment, decision-making, communication, stakeholder management, and consensus-building abilities.
- Ability to independently lead solution design, challenge assumptions constructively, and balance strategic alignment with delivery practicality.
- Thought leadership, mentoring experience, and contributions to architecture standards, reusable patterns, reference architectures, or white papers are advantageous.
Benefits
- Competitive base salary.
- Holistic, flexible benefits to suit different lifestyles.
- Community initiatives.
- Industry-leading learning and professional development opportunities.
- Support for employee wellbeing, growth, and aspirations.
Tech Stack
Categories
Solutions Engineering
About Oversea-Chinese Banking Corporation Limited
Oversea-Chinese Banking Corporation (OCBC) is a Singapore-headquartered bank founded in 1932 that provides consumer, corporate, investment, and transaction banking, plus wealth and private banking, insurance, asset management, and stockbroking. It serves retail customers, SMEs, and large enterprises across key markets including Singapore, Malaysia, Indonesia, and Greater China. OCBC is publicly listed on the Singapore Exchange and operates subsidiaries such as Bank of Singapore, Great Eastern, Lion Global Investors, OCBC NISP, and OCBC Wing Hang.