Principal Engineer - Payments/Java
Wells Fargo16 hours ago
Hyderābād, IndiaStaff+
Responsibilities
- Define and drive technical roadmaps for payments transformation and modernization initiatives.
- Design scalable, secure, cloud-native, microservices-based payment solutions and integration strategies.
- Lead migrations from legacy systems to modern API-driven architectures.
- Provide expertise in ACH, RTGS/Wires, SWIFT, ISO 20022, UPI, real-time payments, and payment messaging standards.
- Optimize performance, reliability, and fault tolerance for high-volume payment transactions.
- Ensure architectural consistency, regulatory compliance, and security best practices across payment platforms.
- Advise leadership and influence technical decisions across multiple enterprise groups.
- Collaborate with product owners, business analysts, and engineering teams to align solutions with business goals.
- Mentor senior engineers and promote coding, design, architecture, automation, and performance best practices.
- Drive innovation involving blockchain, AI-based fraud detection, digital wallets, GenAI, Agentic AI, Copilot, and automation.
Requirements
- 7+ years of engineering experience, or equivalent demonstrated through work experience, training, military experience, or education.
- Expertise in cloud platforms including AWS, Azure, or GCP.
- Strong programming skills in Java, Python, or similar languages.
- Experience with microservices architecture, API design, containerization, Docker, Kubernetes, and CI/CD pipelines.
- Knowledge of payment messaging standards including ISO 8583 and ISO 20022.
- Experience with payment platforms, payment gateways, third-party integrations, and real-time payment systems.
- Knowledge of AML, PCI DSS, security practices, and regulatory compliance requirements.
- Excellent leadership, communication, stakeholder management, consensus-building, and technical influence skills.
Tech Stack
Categories
About Wells Fargo
Wells Fargo & Company is a U.S.-based financial services firm providing consumer and commercial banking, mortgages, credit, and wealth/investment services to individuals, small businesses, and enterprises. It earns revenue from interest income and fees across retail banking, payments, lending, and capital markets. Founded in 1852 and headquartered in San Francisco, it is publicly traded on the NYSE (WFC) and operates nationally with offices in multiple countries.