Affirm

Senior Software Engineer, Affirm Bank

Affirm
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2 months ago
Remote, United StatesSenior

Base Salary

$173k - $255k/yr

Responsibilities

  • Design, build, integrate, operate, and provide incident response for bank systems spanning cloud infrastructure, data platforms, durable workflow orchestration, core banking configuration, networking, CI/CD, and the Bank-to-Affirm integration
  • Establish code review, design, documentation, and engineering standards for a small team
  • Use AI tools and agentic workflows to improve development, design review, runbook generation, and operations
  • Own third-party vendor integrations, operations, escalations, and audits
  • Partner with Legal, Compliance, Risk, and Internal Audit to build examiner-ready systems and documentation
  • Implement monitoring, alerting, runbooks, and operational practices that keep systems reliable, observable, and audit-ready
  • Communicate technical strategy, tradeoffs, and constraints to bank executives, Compliance, Risk, and engineers outside the bank
  • Mentor peers, provide feedback, and help establish practices as the engineering team grows

Requirements

  • 6+ years of software engineering experience with a hands-on track record of end-to-end ownership through launch and operations
  • Experience with public cloud infrastructure, preferably AWS, infrastructure-as-code with Terraform, and cloud data platforms such as Snowflake or comparable technologies
  • Direct experience working in banking, payments, securities, healthcare, or another externally examined regulated environment
  • Experience producing examiner-facing documentation and technical decisions that withstand audit review
  • Fluency with AI-assisted development tools such as Claude, Cursor, and Codex, and agentic workflows
  • Strong written and verbal communication skills for explaining technical, regulatory, and operational topics to executives and non-engineering stakeholders
  • Preferred experience with banks, neobanks, Banking-as-a-Service providers, card issuers or processors, fintech bank subsidiaries, de novo bank launches, greenfield regulated platforms, bank cores, card-processing integrations, or digital banking
  • Preferred experience establishing a greenfield cloud organization, IAM model, and data platform under a tight security posture
  • Familiarity with FDIC examinations, GLBA, Reg P, BSA/AML, Reg E, Reg DD, Reg Z, model risk, and third-party risk management

Benefits

  • 100% employer-subsidized medical, dental, and vision coverage for employees and dependents
  • Flexible spending wallets for technology, food, lifestyle, and family formation
  • Competitive vacation and holiday schedules
  • Employee Stock Purchase Plan
  • Remote-first role; most employees can work almost anywhere within the country of employment
  • Visa sponsorship is not available

Tech Stack

AWSSnowflakeTerraform

Categories

BackendData EngineeringDevOps
Affirm

About Affirm

1,001-5,000 employees

Affirm provides buy now, pay later installment financing at online and in-store checkout, along with a consumer app and virtual card, for shoppers and merchants. It monetizes through merchant fees and interest on select loans, with no late fees. Founded in 2012 and headquartered in San Francisco, Affirm is a public company listed on NASDAQ that powers payments for thousands of ecommerce retailers.

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