Base Salary
$164k - $227k/yr
Responsibilities
- Design, build, and scale new capabilities for Jade, Chime’s AI-powered financial assistant.
- Develop agent architectures, prompt strategies, and orchestration patterns.
- Build evaluation frameworks, observability, and guardrail systems.
- Develop member-facing financial features, internal tools, dashboards, and backend services.
- Improve system reliability through performance tuning and architectural enhancements.
- Contribute to technical design, code reviews, maintainable code, and mentorship.
- Partner cross-functionally to solve member pain points and deliver secure, scalable solutions.
Requirements
- 5+ years of backend software development experience in production environments.
- Proficiency with AI tooling and AI-native development.
- Proficiency with Python or comparable frameworks.
- Experience with transactional databases such as Postgres and caching systems such as Redis.
- Familiarity with architectural patterns in high-scale systems.
- Strong focus on writing maintainable, well-tested code and ability to learn deeply about technical systems.
- Experience with agent development, fintech, or startup environments is a bonus.
Benefits
- Base salary range is $164,000 to $227,000, with bonus eligibility, equity, and benefits.
- In-office employees work four days per week in the office and Fridays from home; a fully remote program is also available depending on eligibility and location.
- Benefits include backup child, elder, and pet care, subsidized commuter benefits, health and wellbeing coverage, generous vacation, and company-wide paid days off.
- Employees receive 1% of their time off to support local community organizations and an annual wellness stipend.
- Paid parental leave is available for up to 22 weeks for birthing parents and 12 weeks for non-birthing parents.
- Family planning reimbursement is available.
- The role is full-time and regular, with team and company-wide events depending on location.
Tech Stack
Categories
About Chime
Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things. Since 2012, we’ve grown our team to more than 1300 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level. Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.