5 months ago
Responsibilities
- Design scalable and resilient payment solutions with engineering teams.
- Shape and deliver payments transformation programmes for financial-services clients.
- Modernise core payment platforms and enable new digital payment capabilities.
- Define technology strategies, roadmaps, and legacy-migration approaches.
- Advise senior stakeholders on regulatory, operational, technology, and investment decisions.
- Lead high-performing teams and mentor junior technologists.
- Contribute thought leadership and community engagement to the Technology and Engineering Practice.
- Support new client opportunities and lead relevant pre-sales engagements.
Requirements
- Proven experience designing or modernising domestic, international, real-time, on-us, and card-based payment platforms, including A2A flows and vendors such as Form3.
- Deep knowledge of Faster Payments, Bacs, CHAPS, SWIFT, SEPA, card schemes, Open Banking services, and Confirmation of Payee.
- Experience architecting highly available, resilient, high-volume systems using modern messaging standards such as ISO 20022.
- Experience across payments and other financial-services or banking architecture domains.
- Experience applying distributed architecture patterns across hybrid environments.
- Experience delivering payments transformation strategies, roadmaps, legacy-format migrations, and regulatory change initiatives.
- Ability to build trusted senior relationships and influence strategic technology and investment decisions.
- Experience working in agile delivery models and applying recognised architecture frameworks such as TOGAF and Domain-Driven Design.
- Senior consulting experience in payments transformation is beneficial.
- Experience leading pre-sales engagements, proposals, and commercial estimates is beneficial.
- Awareness of digital wallets, tokenisation, embedded finance, and AI-driven fraud or risk capabilities is beneficial.
- Knowledge of AML controls, payment-fraud prevention, and payment-ecosystem security is beneficial.
- Exposure to international payment ecosystems such as US ACH, RTP, or FedNow is beneficial.
- Relevant technology, architecture, framework, or AWS certifications are beneficial.
Benefits
- Permanent role in London with hybrid work arrangement.
- Discretionary bonus, competitive pension, health and dental insurance, life insurance, and critical illness cover.
- Mental-health support through CareFirst, Unmind, Aviva consultations, and in-house first aiders.
- Family-friendly leave, including maternity, adoption, shared parental, sickness, pregnancy loss, fertility treatment, menopause, and bereavement leave.
- Eight complimentary backup-care sessions for emergency childcare or elder care.
- Five weeks of annual leave with the option to buy or sell days.
- At least 40 hours of annual training, including workshops, certifications, e-learning, and business coaching.
- Gympass (Wellhub), travel insurance, Tastecard, season-ticket loans, and Cycle to Work scheme.
Tech Stack
AWSSwift
Categories
Solutions Engineering
About Capco
Capco, a Wipro company, is a global technology and management consultancy specializing in driving digital transformation in the financial services industry. With a growing client portfolio comprising of over 100 global organizations, Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to deliver end-to-end data-driven solutions and fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting-edge ingenuity is brought to life through its Innovation Labs and award-winning Be Yourself At Work culture and diverse talent.