Point Digital Finance, Inc.

Associate Software Engineer

Point Digital Finance, Inc.
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12 hours ago

Base Salary

$139k - $153k/yr

Responsibilities

  • Build and ship smaller, well-scoped features within an established codebase with guidance from senior engineers.
  • Write and test code against acceptance criteria, including unit tests for positive and negative conditions.
  • Submit clear pull requests, review teammates’ code, and apply feedback to improve technical skills.
  • Collaborate with senior engineers and product managers on solution design, tradeoffs, and business impact.
  • Participate in sprint planning, grooming, retrospectives, and technical design reviews.
  • Communicate progress, risks, and blockers clearly with engineering and cross-functional partners.
  • Follow standards for testing, documentation, monitoring, and operational readiness, and make minor refactors.
  • Learn how AI- and data-powered components are used in production while following responsible data and privacy guidelines.

Requirements

  • Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
  • 0–2 years of professional software engineering experience, including internships or co-op experience.
  • Object-oriented programming experience in at least one of TypeScript, Python, Ruby, Java, or C#.
  • Foundational understanding of object-oriented design, data structures, data modeling, APIs, and relational databases.
  • Some familiarity with unit testing, including stubbing or mocking dependencies.
  • Exposure to customer-facing applications through coursework, internships, side projects, or early professional work.
  • Clear written and verbal communication, willingness to seek feedback and mentorship, and comfort working in a fast-paced environment.
  • Preferred exposure to design patterns, Java, C#, Kotlin, A/B testing frameworks, AI/ML-powered personalization or recommendations, and analytics instrumentation with PostHog, Segment, or Amplitude.
  • Coursework, internship, or side-project experience in fintech, lending, or another regulated industry is preferred.

Benefits

  • Comprehensive medical, dental, and vision benefits with FSA and HSA options.
  • Unlimited paid time off and 10 company holidays.
  • Remote and onsite work options; this hybrid Palo Alto role expects onsite work one day per week.
  • Fully paid parental leave and paid transition time, with state-specific leave provisions.
  • Meaningful equity, 401(k) plans, life insurance, and short- and long-term disability coverage.
  • Monthly internet, mobile, and wellness stipends, a one-time home-office reimbursement, and company-provided equipment including a MacBook and monitor.

Categories

Point Digital Finance, Inc.

About Point Digital Finance, Inc.

501-1,000 employees

Point Digital Finance builds a home equity platform that lets homeowners access cash without monthly payments by selling a share of their home’s future value through Home Equity Investments. The company matches homeowners and institutional investors, earning fees and a portion of appreciation at exit. Founded in 2015 and headquartered in Palo Alto, it operates under NMLS ID 1610752 and is privately held.

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