Base Salary
$150k - $220k/yr
Responsibilities
- Lead technical design and implementation for lending-platform projects.
- Set architectural standards and promote code quality, performance, and scalability best practices.
- Partner with product, design, and operations teams to shape and deliver lending product strategy.
- Optimize systems for reliability, security, and scalability.
- Own technical decisions while balancing rapid delivery with sustainable solutions.
Requirements
- 8+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services.
- Hands-on full-stack engineering skills with proficiency in backend architecture and modern frontend frameworks.
- Experience designing or working on reliable, secure, and high-performance systems.
- Payments, lending, or regulated consumer finance experience is preferred.
- Clear communication, collaboration, initiative, and willingness to learn are required.
Benefits
- Competitive base salary, stock options, and health benefits from Day 1.
- 401(k) plan with company match.
- Remote-friendly role in the US.
- Flexible time off and opportunities for growth.
- High-growth, mission-driven, inclusive culture.
Tech Stack
Categories
About OnePay
At OnePay, we believe that better money makes life better. We also believe the future of financial services is meeting consumers where they already are — in their daily lives, workplaces, and communities nationwide. With banking, high-yield savings, credit cards, point-of-sale lending, investment and crypto offerings, OnePay is providing millions of consumers with the tools they need to holistically manage their financial lives all in one place. Alongside its fast-growing consumer offering, OnePay also partners with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. Through its B2B financial wellness suite, OnePay consolidates savings, spending, and credit tools into one platform, complementing or unifying existing benefits to improve employee stability, engagement, and productivity. Backed by Ribbit Capital and Walmart, OnePay has a 4.9★ app rating, is growing quickly, and is always looking for talented people to join our team. Learn more at www.onepay.com. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.