OrderYOYO

Senior Software Engineer – Payments

OrderYOYO
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5 hours ago
Remote, United KingdomSenior

Responsibilities

  • Design, build, and operate payment-domain services, gateway integrations, and payment intent, authorisation, capture, refund, payout, and reconciliation flows.
  • Implement marketplace capabilities including KYC onboarding, merchant configuration, settlement instructions, deductions, and merchant invoicing.
  • Build idempotency, ledger/event, audit-trail, and other flow-of-funds primitives that support finance and compliance.
  • Integrate with payment service providers and partner tooling, including sub-merchant and tri-party payment models where applicable.
  • Implement dispute, chargeback, and fraud-handling workflows and collaborate with Operations on runbooks and escalations.
  • Partner with Product, Legal/Compliance, Finance, and Support to deliver safe, testable production behavior.
  • Improve automated testing, safe rollouts, observability, reliability, and incident response; mentor engineers and lead design reviews.

Requirements

  • Strong backend engineering experience with distributed systems, microservices, asynchronous processing, resilient APIs, and eventual consistency.
  • Production experience with payment authorisation, capture, refunds, webhooks, and reconciliation.
  • Knowledge of payment correctness patterns including idempotency keys, double-entry accounting concepts, and auditability.
  • Security experience covering PCI compliance, PII protection, secrets management, least privilege, and secure coding.
  • Comfort working in an Azure-first environment with APIs, queues/eventing, monitoring, CI/CD, and automated testing.
  • Clear communication with non-technical stakeholders during incidents, financial breaks, and compliance requests.
  • Preferred: experience with sub-merchant, marketplace, or Payfac-like models, including KYC, underwriting, settlements, and fee deductions.
  • Preferred: familiarity with dispute tooling, card-scheme rules, 3DS/risk rules, or fraud platforms.

Benefits

  • £85,000 per year salary.
  • Manchester, United Kingdom-based role with quarterly team gatherings in global offices.
  • High ownership and autonomy over revenue-critical production systems.
  • Collaborative international engineering team with emphasis on security, reliability, engineering best practices, learning, mentoring, and personal development.

Tech Stack

Categories

OrderYOYO

About OrderYOYO

201-500 employees

OrderYOYO builds white-label online ordering websites, mobile apps, and marketing tools for independent takeaway restaurants, offered as subscription software with integrated payments and transaction services. Its platform focuses on driving direct orders, customer engagement, and data-driven insights. Founded in 2015 and headquartered in Copenhagen, the company listed in Copenhagen in 2022 and is now owned by Pollen Street Capital, serving local eateries across several European markets.

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