1 day ago
Base Salary
$167k - $231k/yr
Responsibilities
- Own the design, delivery, launch, and long-term maintenance of large backend and full-stack initiatives.
- Set technical direction for service architecture, APIs, data models, integrations, and a 3–6 month roadmap.
- Partner with product, frontend, design, platform, and backend engineers to build scalable borrower-facing systems.
- Improve engineering quality through service and API design, data integrity, testing, observability, security, and operational rigor.
- Break down ambiguous problems and make tradeoffs involving scope, scalability, performance, reliability, and customer experience.
- Mentor engineers through code reviews, design reviews, and technical guidance.
- Contribute to the use of AI in development workflows and product capabilities.
Requirements
- Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
- 6+ years of professional software engineering experience.
- Deep proficiency building backend services and APIs with technologies such as Python, Java, Kotlin, Go, Ruby, or Node.js.
- Strong experience with service architecture, API design, data modeling, relational or non-relational databases, and distributed systems.
- Track record of independently leading large, business-critical backend or full-stack projects in production.
- Experience with testing, monitoring, incident response, performance optimization, and long-term operational ownership for reliable production systems.
- Ability to work effectively in ambiguous environments and communicate technical tradeoffs to product and engineering partners.
- Preferred experience as a backend or full-stack technical lead, with consumer products or high-volume transactional systems.
- Preferred background in fintech, lending, payments, regulated financial products, distributed systems, asynchronous processing, event-driven or service-oriented architectures, cloud infrastructure, messaging systems, experimentation, feature flagging, or generative AI.
Benefits
- Remote position available across the U.S. and Canada, with most teams meeting in person once or twice per quarter for 2–4 consecutive days.
- Benefits include target bonuses, annual equity grants, a 401(k) or Group Retirement Savings Plan with company match, and an employee stock purchase plan for eligible U.S. employees.
- Comprehensive medical, dental, vision, wellness, health savings account, life insurance, and disability benefits are available according to location and eligibility.
- Paid time off, sick leave, company holidays, paid family and parental leave, and family-centered fertility, parenthood, and caregiving benefits are provided.
- Employees receive an Employee Assistance Program, financial wellness resources, annual wellness and productivity allowances, team events, company updates, and employee resource groups.
- Office perks include catered lunches and stocked micro-kitchens in the Bay Area, Austin, Columbus, and New York City; Upstart is not currently hiring in Quebec.
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About Upstart
Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.