1 day ago
Base Salary
$112k - $131k/yr
Responsibilities
- Design, develop, and enhance enterprise-scale payment processing platforms supporting domestic and international wire transfers.
- Implement and integrate payment solutions across SWIFT, CHIPS, Fedwire, and ISO 20022 messaging ecosystems.
- Architect and modernize payment systems using cloud-native technologies, distributed architectures, and API-driven services.
- Collaborate with business, operations, and technology teams to deliver resilient, secure, and scalable payment capabilities.
- Drive payment transformation, legacy modernization, and migration to next-generation payment architectures.
- Ensure payment applications meet regulatory, compliance, risk, and operational requirements across multiple payment networks.
- Lead technical design reviews, establish engineering standards, and mentor development teams.
- Troubleshoot complex payment processing issues, optimize system performance, and improve payment lifecycle efficiency from initiation through settlement.
Requirements
- Bachelor’s degree or equivalent work experience.
- Five to six years of relevant experience.
- Deep expertise in global payments, wire transfers, payment processing platforms, and financial services technology.
- Advanced knowledge of ISO 20022, SWIFT, CHIPS, Fedwire, payment messaging standards, and cross-border payments.
- Understanding of payment operations, clearing, settlement, liquidity management, cash management, and correspondent banking.
- Experience with large-scale payment systems, real-time payments, high-volume transaction processing, and enterprise integrations.
- Proficiency in Java, Spring Boot, distributed systems, REST APIs, and secure application development.
- Hands-on experience with Kafka, IBM MQ, JMS, event-driven architecture, and enterprise integration patterns.
- Knowledge of AWS, Azure, or GCP, containerization, Kubernetes, OpenShift, CI/CD pipelines, and cloud-native engineering.
- Leadership experience in payment modernization, digital transformation, platform migration, solution architecture, technical strategy, and Agile delivery.
Benefits
- Healthcare coverage including medical, dental, and vision.
- Basic and optional term life insurance.
- Short-term and long-term disability coverage.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation of two to five weeks depending on salary grade and tenure.
- Up to 11 paid holidays.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour per 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Requires working from a U.S. Bank location three or more days per week.
Tech Stack
Categories
About U.S. Bank
U.S. Bank is a public commercial bank offering consumer banking, commercial and institutional banking, payments, wealth management, and custody services to individuals and businesses. It earns revenue from interest on loans and securities and from fees across payments, asset management, and treasury services; it is the fifth-largest U.S. commercial bank, headquartered in Minneapolis, and trades on the NYSE as U.S. Bancorp (USB).