Kikoff

Senior Backend Engineer - Fynn (AI Credit Coach)

Kikoff
Apply
17 days ago

Base Salary

$244k - $292k/yr

Responsibilities

  • Design and implement the backend systems powering Fynn’s conversational AI layer, personalization engine, and product orchestration.
  • Build reliable LLM-powered workflows and agents using model providers, retrieval over financial data, tool-calling, and the AI Debt Negotiation voice agent.
  • Own automated evaluation, quality, compliance, privacy, and testing infrastructure for AI systems and model or prompt changes.
  • Build systems that identify financial challenges and surface personalized next steps across the user lifecycle.
  • Integrate internal services and third-party providers, including credit bureau data, financial profiles, and Kikoff product surfaces, through robust APIs and data pipelines.
  • Improve monitoring, alerting, latency management, fault tolerance, observability, and reliability for AI-critical systems.
  • Partner with product, data science, and operations teams to deliver reliable, compliant, secure products for customers.
  • Own complex technical initiatives end-to-end and mentor teammates through code reviews, design documents, and technical guidance.

Requirements

  • 5+ years of experience with modern backend frameworks and a track record of building and scaling production systems.
  • Strong systems design skills and experience architecting and shipping high-throughput distributed systems with consistent data.
  • Experience making infrastructure decisions that balance technical excellence with business pragmatism.
  • Production experience with background job processing systems such as Sidekiq, Resque, or similar.
  • Understanding of database optimization, caching strategies, and performance tuning.
  • Ability to work in an environment where correctness, latency, reliability, compliance, security, and user trust are critical.
  • Preferred experience building LLM-powered products using RAG, agentic or tool-calling workflows, prompt engineering, or evaluation frameworks.
  • Preferred experience with client-server architectures, AI quality and safety systems, payment or financial infrastructure, or regulated environments.
  • Preferred background in fintech, payments, lending infrastructure, ACH, card processing, or credit bureau data.
  • Ability to provide technical leadership, mentorship, cross-functional collaboration, and operational ownership.
Kikoff

About Kikoff

201-500 employees
Contact me