Ericsson

Product Architect - Fintech

Ericsson
Apply
1 day ago
Bengaluru, IndiaStaff+

Responsibilities

  • Design end-to-end cloud and on-premises fintech architectures for payments, wallets, merchant transactions, lending, credit scoring, and financial ecosystem integrations.
  • Analyze customer operations, transaction flows, risk controls, compliance requirements, and technical landscapes to define solution scope.
  • Translate business requirements into technical designs involving APIs, microservices, protocols, and core financial systems.
  • Lead customer workshops, requirements sessions, technical deep-dives, presentations, proposals, and architecture documentation.
  • Support commercial teams with solution positioning, negotiation, and value articulation.
  • Support implementation teams through development, integration, testing, rollout, and deployment.
  • Provide architectural governance, infrastructure capacity planning, performance evaluation, and transaction throughput modeling.
  • Collaborate with product, engineering, R&D, risk, operations, and commercial teams to improve platform features and solution capabilities.

Requirements

  • Strong financial domain knowledge covering digital payments, wallets, mobile money, merchant acquiring, lending platforms, KYC/AML, fraud systems, and transaction processing.
  • Deep experience with architecture design, microservices, containerization, high availability, disaster recovery, performance tuning, capacity estimation, and infrastructure planning.
  • Experience with ISO 8583, ISO 20022, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, and webhooks.
  • Knowledge of financial compliance, risk controls, settlement, reconciliation, transaction disputes, PCI-DSS, AML/CFT, data privacy, and related regulatory requirements.
  • Experience with AI/ML and automation for financial use cases such as fraud detection, credit prediction, and operational optimization.
  • Strong consultative, customer-facing, communication, problem-solving, negotiation, mentoring, and cross-functional collaboration skills.
  • Financial acumen covering revenue models, pricing, return on investment, and commercial impact.
  • Academic credentials, if provided, must come from recognized and accredited institutions and are subject to verification.

Benefits

  • Opportunity to work on challenging fintech and financial services solutions at Ericsson.
  • Inclusive and diverse workplace that encourages collaboration and professional growth.
  • Primary location: India.

Tech Stack

SOAP

Categories

Solutions Engineering
Ericsson

About Ericsson

10,000+ employees

Ericsson is a publicly traded telecommunications vendor that builds mobile network infrastructure (RAN, core, OSS/BSS), cloud platforms, and managed services for communications providers and enterprises. Founded in 1876 and headquartered in Kista, Stockholm, it supplies 5G systems to operators worldwide and owns Vonage, expanding network APIs and enterprise communications offerings.

Contact me