17 days ago
Base Salary
$208k - $274k/yr
Responsibilities
- Set the technical direction for real-time systems serving Trust Index scores and fraud attributes.
- Lead ambiguous, multi-quarter initiatives while contributing hands-on to architecture, production code, data investigation, and debugging.
- Identify fraud-detection opportunities, prototype risky assumptions, and turn validated ideas into reliable production systems.
- Learn customer fraud challenges and build product solutions, including API changes, new integration modes, and product modules.
- Collaborate with Data Science, Machine Learning, Product, and fraud research teams to develop new fraud signals and capabilities.
- Use data tools and systems such as Jupyter notebooks, Spark jobs, and Tecton to independently deliver business impact.
- Lead by example in AI-assisted engineering, automation, linters, and development across unfamiliar languages, systems, and repositories.
- Raise the technical bar through mentorship, design reviews, and hands-on technical leadership.
Requirements
- Typically 8+ years of experience building and operating backend or distributed systems at scale.
- Must be comfortable working hands-on directly in the codebase and spending substantial time designing and building production systems.
- Strong product judgment, including translating ambiguous customer problems into deliverables and balancing rapid validation with durable architecture.
- Preferred experience building data and/or API products.
- Preferred prior experience in the fraud domain.
- Preferred prior experience or interest in building agentic systems.
- Strong opinions, conviction, and good product taste are nice-to-have qualifications.
Benefits
- Comprehensive medical, dental, vision, and 401(k) benefits are provided.
- Additional compensation may include equity and/or commission, depending on the position offered.
- Pay and benefits may vary based on factors including scope, responsibilities, experience, skills, and location.
Tech Stack
Categories
About Plaid
Plaid is a data network that powers the tools millions of people rely on to live a healthier financial life. Plaid works with thousands of companies like Venmo, SoFi, and Betterment, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers more than 12,000 financial institutions across the US, Canada, UK and Europe. Headquartered in San Francisco, the company was founded in 2013 by Zach Perret and William Hockey.