Upstart

Senior Software Engineer, Upstart Bank

Upstart
Apply
5 months ago
Remote, United StatesSenior
H1B sponsor

Base Salary

$167k - $231k/yr

Responsibilities

  • Design and build scalable systems, services, and user-facing workflows for Upstart Bank’s core platform and operations.
  • Own technical design and delivery for medium-to-large engineering projects spanning multiple quarters.
  • Translate business, operational, and regulatory requirements into reliable, maintainable software.
  • Improve reliability, performance, observability, and data consistency across distributed services and integrations.
  • Contribute to architecture and design discussions for scalable, auditable, maintainable systems.
  • Partner with product, compliance, operations, and engineering teams in a regulated environment.
  • Maintain a high engineering standard through implementation, code review, testing, and operational ownership.

Requirements

  • Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent, plus four years of experience.
  • Experience building and operating production software in backend or full-stack environments.
  • Experience building scalable services, APIs, or web applications in cloud environments.
  • Experience owning technical delivery for medium-to-large engineering projects spanning multiple quarters.
  • Proficiency in at least one modern programming language such as Python, Java, or Kotlin.
  • Fintech, banking infrastructure, payments, regulated financial systems, distributed systems, event-driven architectures, Kafka, and gRPC experience is preferred.
  • Experience with reliability, auditability, operational controls, reporting pipelines, financial data flows, partner integrations, or internal operational tooling is preferred.
  • Ability to work across backend services and user-facing application layers and collaborate with product, compliance, operations, and engineering partners.

Benefits

  • Remote position for employees in the U.S., with work aligned to East/West Coast time zones.
  • Most teams meet in person once or twice per quarter for 2–4 consecutive days.
  • Medical, dental, vision, 401(k) matching, ESPP, health savings account contributions, disability coverage, paid time off, holidays, and family leave.
  • Family-centered fertility, parenthood, caregiving, employee assistance, financial wellness, annual wellness, and productivity programs.
  • Team events, employee resource groups, catered lunches, and stocked micro-kitchens at company offices.
Upstart

About Upstart

1,001-5,000 employees

Upstart builds an AI-powered lending marketplace and cloud software that connect consumers to banks and credit unions for personal, auto, and home-equity credit. Lenders use Upstart’s credit models and applications to automate originations, while Upstart earns platform and referral fees. Founded in 2012 and headquartered in San Mateo, California, Upstart is a public company listed on NASDAQ under the ticker UPST.

Contact me