10 months ago
London, United KingdomSenior
Responsibilities
- Design and implement core components for a high-scale, low-latency payments platform.
- Integrate banking partners and payment providers across multiple payment rails.
- Work across FX, payment rails, peer-to-peer, and internal flow-of-funds services.
- Contribute to stablecoin orchestration, Flex Card, and invoice financing capabilities.
- Lead technical decisions involving architecture, scalability, security, and reliability.
- Collaborate with engineering, product, compliance, and infrastructure teams.
- Define engineering standards and practices for testing, monitoring, and continuous deployment.
- Identify and address technical risks in a complex, regulated environment.
- Develop fraud prevention, detection, and mitigation mechanisms.
Requirements
- Experience designing and implementing scalable, low-latency distributed systems and secure transactions.
- Ability to lead architecture and execution for a high-availability payments service.
- Strong communication and knowledge-sharing skills.
- Bonus: experience with fintech bank integrations, Banking-as-a-Service providers, or core banking platforms.
- Bonus: experience with digital wallets, identity, or fraud detection systems.
- Bonus: familiarity with PCI-DSS, AML/KYC, or similar regulatory and compliance frameworks.
- Bonus: experience using Temporal or similar workflow orchestration frameworks.
Benefits
- Competitive cash-based compensation.
- Incard stock options.
- 25 days of paid time off annually, plus bank holidays and a birthday day off.
- Global health insurance and unlimited paid sick leave.
Tech Stack
Categories
About Incard
Incard builds a digital business banking platform for entrepreneurs, offering online business accounts and payment cards with tools to manage spending and payments. The company targets founders and online businesses that need modern, app-based financial services rather than traditional branch banking. Founded in 2020 and headquartered in London, it operates as a private, self-owned firm in the fintech and payments space.