Incard

Senior Payments Engineer

Incard
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9 months ago
London, United KingdomSenior

Responsibilities

  • Design and implement core components for a high-scale, low-latency payments platform.
  • Integrate banking partners and payment providers across multiple payment rails.
  • Work across FX, payment rails, peer-to-peer, and internal flow-of-funds services.
  • Contribute to stablecoin orchestration, Flex Card, and invoice financing capabilities.
  • Lead technical decisions involving architecture, scalability, security, and reliability.
  • Collaborate with engineering, product, compliance, and infrastructure teams.
  • Define engineering standards and practices for testing, monitoring, and continuous deployment.
  • Identify and address technical risks in a complex, regulated environment.
  • Develop fraud prevention, detection, and mitigation mechanisms.

Requirements

  • Experience designing and implementing scalable, low-latency distributed systems and secure transactions.
  • Ability to lead architecture and execution for a high-availability payments service.
  • Strong communication and knowledge-sharing skills.
  • Bonus: experience with fintech bank integrations, Banking-as-a-Service providers, or core banking platforms.
  • Bonus: experience with digital wallets, identity, or fraud detection systems.
  • Bonus: familiarity with PCI-DSS, AML/KYC, or similar regulatory and compliance frameworks.
  • Bonus: experience using Temporal or similar workflow orchestration frameworks.

Benefits

  • Competitive cash-based compensation.
  • Incard stock options.
  • 25 days of paid time off annually, plus bank holidays and a birthday day off.
  • Global health insurance and unlimited paid sick leave.
Incard

About Incard

11-50 employees
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